Hello sir, Thanks for your suggestion to consult certified financial planner if it is difficult for me to find. can you suggest from where I can find certified financial planner.

My father bought a house property in 1968 comprising of two floors. He passed away in August 2001 w/out a leaving Will. Me & My elder brother thus became co-owners until we executed two mutual Release Deeds in October 2023 whereby each of us became sole owners of Ground & First Floors respectively. If the property were to be sold by both of us now to a single buyer, will the date of acquisition continue to be reckoned as 1968 ( original year of acquisition by our father ) being a legacy asset and thus eligible for Indexation benefit even post 23rd July 2024 ? In other words does indexation continue in respect of inherited properties where the original acquisition date is prior to 2001 ? Thanks in advance for your valuable opinion please.

I have inherited shares thru Will from my aunt in the year 2008 in the demat form. Since then I have kept as it is & never sold any of the shares as I'm not well versed with the market. Now as there was some urgent expense in the family I had to sell few shares. So Sir, my question is as I have inherited shares by Will, so should I have to pay Capital Gain tax on the sales of shares. If yes then how it is calculated. Please advise.

Good morning Mahesh sir. I am a PSU employee with 30 years exp , age 54 yrs. My present PF amount is Rs 194 Lacs , out of which my contribution including VPF is Rs 120 Lacs approx. As Govt is imposing tax on the interest above 2.5 lacs / yrly, I am paying heavily in terms of taxes. I do not have PPF. Please guide me to save the reduce the tax on this interest on PF amount.

My mother transferred her share of ancestral property to my one maternal uncle(out of 6) some 15 years back. He had made some excuse and promised to transfer it back after 6 months but later on he divided it into 6 parts. We have no proof that he promised to return it. Can my mother reclaim her share now?

Is B.Tech in Computer science with specialisation in Gaming is a good option? what is the future? pl. suggest

Hello, I had brought a 2bhk for 1.15cr in 2015 with a bank loan of 65 lacs with present outstanding of 29 lacs. The present price of this property on sale is around 1.25cr. In 2023 I have bought another property for 2.00cr with a loan of 1.67cr. Does it make sense to sell the earlier property at a loss and prepay the new loan? What will be the tax implications? I am 51 years old now.

My son is pursuing B Tech Civil (2nd year now) from PEC Chandigarh. He needs to go for IT job in future. Please advise what should he do to achieve his goals

Hello Experts, EPFO went digital/online in 2014. I started working in 2005 and until 2014 there is no cary forward of my PF money and for the matter of the fact i dont even know how much money is lying in EPFO for my employment duration 2005-2014 (i worked in GGN, BLR & BOM). please guide how can i seek the details of my Pf corpus from 2005-2014 and consolidate it with my current active UAN account?

Hi sir, I am 40 yr old having work-expereince of 10 yrs behind me in ITes, customer support & service, banking and sales & marketing (product). My life till now can easily be converted into a bollywood biopic having its own twist & turns, roadblocks, struggles laughter, joy and sorrow. Change is the only constant in life and that exactly applies in my case. Although it has been a satisfactorily life till now given that I know myself and how I lead my life. Whenever I start to read something new I feel like going deep into it. I am also easily attracted to novel things & concepts. I usually get into procastination mode whenever I come across something entirely new and start to imagine myself trying it out in realilty.Why does this happens? Why can't I focus on one single thing at a time and see it to completion? I know in todays world generalists are looked down upon and it is an era of specialists, experts and professionals having good domain knowledge of their area of work. It is always better to be an expert than be a jack of all trades (which seems very filmy nowadays where a hero is expected to do everything on his own). Lately I have developed an avid interest in technology and i keep on reading various articles & books on IT and technology. I am also pursuing an online cyber security course from Great Learning Institute, Bangalore. I want to know am I going in the correct direction in life or is it something else I should do which ensures more satisfaction in life? Lately, I have become bit irriiated as well due to the above reasons as I tend to do multiple things at a time (multitasking). My parents are also fed up of me now. My mother keeps nagging me all day.I dont know how to really deal with her, as she always finds perfection in everything. That becomes too much at times. Does this happens in every household? Should I go out and travel to some place in order to temporarily escape from all this? Kindly suggest me some course of action. Pls answer. Thanks