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30 Year Old Working Professional With 2 Kids And A 5 Year Marriage, Struggling To Choose Between Jobs For Career Growth And Family Time

Nayagam P P |3882 Answers |Ask -Follow

Career Counsellor - Answered on Sep 06, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Question by Avanish on Aug 11, 2024Hindi

Career

My Daughter got selected for ECC at VIT Vellore and Chemical Engg at BIT Mesra Ranchi. which one to choose. thanks

Ans: Avanish Sir, prefer BIT-M-Ranchi. Advise her to perform academically well till 4th year & keep upgrading her skills to get placed through Campus Recruitment. All the BEST for Your Bright Future.

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Nayagam P P |3882 Answers |Ask -Follow

Career Counsellor - Answered on Aug 03, 2024

Question by Pooja - Jul 01, 2024Hindi

Career

My daughter got ECE in nit Raipur and cs in IIIT -NR and chemical in bits.which is best for her.please suggest sir

Ans: Pooja Madam, prefer NIT-R-ECE. All the BEST for Your Daughter's Bright Future.

To know more on ‘ Careers | Education | Jobs’, ask / Follow Us here in RediffGURUS.

Pradeep Pramanik | Answer |Ask -Follow

Career And Placement Consultant - Answered on Aug 14, 2024

Question by Avanish - Aug 11, 2024Hindi

Career

My Daughter got admision in ECE at VIT, vellore and Chemical Engg at BIT Mesra. Which one to choose? Please reply URGENTLY. Thanks

Ans: Dear Mr. Avanish , Your query says your daughter has already taken admission in VIT in ECE , Changing college will cost your high .. Is she not happy at all ? If not then BIT Mesra Chemical Engg remains the 2nd option. Perhaps I had replied this question earlier also. Pl. avoid repeating the query.

Pradeep Pramanik | Answer |Ask -Follow

Career And Placement Consultant - Answered on Aug 13, 2024

Question by Avanish - Aug 13, 2024Hindi

Career

My Daughter got selected in Chemical Engg at BIT Mesra and ECE at VIT Vellore. Which one to choose. Thanks

Ans: Dear Avanish ,
You can opt for BIT Mesra Chemical Engg for your daughter as it has excellent scopes in research based jobs.

Latest Questions

T S Khurana |172 Answers |Ask -Follow

Tax Expert - Answered on Nov 05, 2024

Asked by Anonymous - Sep 28, 2024Hindi

Money

I am 56 yrs old Investor investing in equity and FnO through my account, wife's account and HUF account. This FY all accounts have STCG and LTCG which are quite on the higher side. The usual PPF, Insurance, bought computers, other expenses have been done. Yet the tax outgo is quite high. I and my wife both yet own a residential home. will buying a house offset the LTCG. My wife account has STCG only. Kindly give detailed response. Regards

Ans: 01. Purchase of a Residential house can have effect on your tax liability in case of LTCGs.
02. In case of STCGs deductions u/s 80-C can help reduce tax liability. It seems you have already made tax savings in this account.
Most welcome for any further clarifications. Thanks.

T S Khurana |172 Answers |Ask -Follow

Tax Expert - Answered on Nov 05, 2024

Asked by Anonymous - Nov 02, 2024Hindi

Money

Sir , I am a working man ( 52 age) in Govt. project , salary- 75k /m . I invested in MF / ULIP / Term Insurance / LIC etc Also invested in Stock market too and also investing in Crytocurrency ( CoinDX) . all total my corpus is almost 6000K . Now My question is that I submitted the retorn almost 49000/- as ITR , but didn't gt any refund .. My query is now how can i get refund of my TDS ? Pls suggest your valuable advise so that I will get refund my ITR . Thank you and expecting your good response.

Ans: 01. Have you got intimation u/s 143(1) informing you, whether there is a Demand by the department or it has processed your ITR with Refund ?
The process of Refund will start only after that.
02. You are also requested to check, whether you have filed ITR with all complete details & these details are also supported by Form 26AS/AIS/TIS of the department.
03. If you have not received any intimation (Ref.point 01 above), you are requested to confirm from your site, whether your ITR has been processed or not. You can also request the department for re-issue Intimation u/s 143(1), in case assessment is complete.
Most welcome for any further clarifications. Thanks.

T S Khurana |172 Answers |Ask -Follow

Tax Expert - Answered on Nov 05, 2024

Question by Verky - Oct 23, 2024Hindi

Money

Greetings, Received Income tax Intimation u/s 143(1) with respect to the return of income filed by for the Assessment year 2022-23 regarding demand notice of payment for sec 234b There was no Advance tax paid for the mentioned period FY 2021-22, And the ITR was filed on 31-12-2023. As such for calculation of 234B, the number of months from Apr 1st 2022 was calculated as 21 and the amount to be paid on the Assessed tax 103600 was calculated as (103600*1%)*21 which was filed as 21,756 But the demand notice mentions the amount as 32,116 (which seems to be calculated as 31 months) Was my calculation of 234B considering 21 months (01-04-2022 -> 31-12-2023) correct, in which case should I ask for a rectification for reprocessing ? Pls Advice. Thanks Verky

Ans: 01. Please note that in your case, provisions of Advance Tax are also applicable. Under these provisions, you have to pay tax quarterly during the financial year. It seems you have ignored those provisions. The demand raised seems to relate with advance tax payable.
Most welcome for any further clarifications. Thanks.

Samraat Jadhav |2087 Answers |Ask -Follow

Stock Market Expert - Answered on Nov 05, 2024

Asked by Anonymous - Nov 05, 2024Hindi

Money

Aquisition cost of NMDC Steel post demerger

Ans: As per cost apportionment letter of NMDC to the exchanges, the cost of NMDC Steel should be considered as 57.29% of the price of NMDC shares acquired before demerger while NMDC shares acquisition cost may be considered as 42.71% of the price of NMDC shares acquired before demerger

Prof Suvasish Mukhopadhyay |1 Answer |Ask -Follow

Career Counsellor - Answered on Nov 05, 2024

Asked by Anonymous - Oct 12, 2024Hindi

Career

My son wants to do a program in undergrad in USA combining computer science and designing . What kind of majors he can choose, what are good universities for these programs .

Ans: I suggest you not to send him for under-graduate programme to USA. Let him be admitted to some reputed college/university of India for Computer/Electronics/Electrical Engg and let him go for f post-graduation ( i.e. MS from USA which is called graduation in USA). For Computer Engg one of the very good Universities is Georgia Tech, apart from that Texas A & M is there. Stanford and MIT are exceptionally good but for that his academic track record and GRE score have to be excellent.

Jinal Mehta |94 Answers |Ask -Follow

Financial Planner - Answered on Nov 05, 2024

Asked by Anonymous - Nov 04, 2024Hindi

Money

I am 50 years old. Having a housing loan with 16500 emi for another 13 years. Also I am having a cc loan for which I am paying 5000 p.m. interest. I have a son studing in 11 th science. My monthly household expenses are 12500. My income is 35000 p.m. Please guide me so that I can retire at age 60 with atleast some Pride.

Ans: Hi..please pay off your loans as soon as possible. Especially credit card loan. Your debt service to income ratio should never exceed 35% of your income. In your case it is 61.43% which is extremely high. You may consider refinancing your loan or arrange for any additional income source.

Dr Chandrakant Lahariya |125 Answers |Ask -Follow

Diabetologist, Consultant Physician, Vaccine Expert - Answered on Nov 05, 2024

Question by P - Oct 24, 2024Hindi

Health

Dr saab my creatinine 1.29 to 1.65 and i m heart patient I m 67yrs old.bp and sugar is normal

Ans: This indicate that kidney functions are affected.
Please get a consultation with a physician. You might require additional medications.

Dr Chandrakant Lahariya

Dr Chandrakant Lahariya |125 Answers |Ask -Follow

Diabetologist, Consultant Physician, Vaccine Expert - Answered on Nov 05, 2024

Question by Ajay - Oct 23, 2024Hindi

Health

I am 67 yrs male creatine level remains 1.30 clestrol 250 BP 80-120 weight 67.

Ans: Largely within normal range.
Need to explore the reasons for increased creatinine. if you can share more details about your health parameters, may be I can provide more information.

Best wishes,
Dr Chandrakant Lahariya

Dr Chandrakant Lahariya |125 Answers |Ask -Follow

Diabetologist, Consultant Physician, Vaccine Expert - Answered on Nov 05, 2024

Asked by Anonymous - Oct 23, 2024Hindi

Health

Good evening Doctor my mother is 65 years old and her creatinine level is 6.8 now. We diagnosed the issue in 2016 when her creatinine was 3. Kindly advise what steps she needs to take in order to reduce her creatinine levels. She doesn’t have BP and Sugar

Ans: These are very high values.
Please consult a nephrologist for immediate work up.

Best wishes,
Dr Chandrakant Lahariya

Dr Chandrakant Lahariya |125 Answers |Ask -Follow

Diabetologist, Consultant Physician, Vaccine Expert - Answered on Nov 05, 2024

Question by sarvesh - Oct 21, 2024Hindi

Health

IA M TAKING FLIMSTER M1 AND FORXIGA FOR TYPE 2 DIABATES MY HBIAC IS 8.1 WITH STARTING KIDNEY PROBLEM IS IT OK

Ans: HB1c is still high.
If you are younger than 70 years, your HbA1c should be less than 7%.
Please consult a physician who would advise on increasing the medicines and taking care of other health issues.

Dr Chandrakant Lahariya

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