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R P Yadav  | Answer  |Ask -

HR, Workspace Expert - Answered on Aug 23, 2023

R P Yadav is the founder, chairman and managing director of Genius Consultants Limited, a 30-year-old human resources solutions company.
Over the years, he has been the recipient of numerous awards including the Lifetime Achievement Award from World HR Congress and HR Person Of The Year from Public Relations Council of India.
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Asked by Anonymous - Aug 22, 2023Hindi
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Career

I am a content writer earning a decent salary. With ChatGPT and OpenAI how likely do you think AI can replace my job and career? Is it risky? What can I do to save my job? Would you recommend any skilling courses?

Ans: Hi,
Content writing is a very specialized skill. You can be part of a company for content writing using ChatGPT.
You can also do a crash course on ChatGPT and AI to enhance your career.
Career

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Career Coach  |49 Answers  |Ask -

Workplace Expert - Answered on Dec 31, 2023

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I am a software coder with 7 years of work experience. Is there a chance of my losing my job because of Artificial Intelligence and ChatGPT?
Ans: Hi Ashish,

As technology like AI and ChatGPT, transforms software development, here's what you should know about job security:

Automation and AI:
- AI helps with repetitive tasks, making work more efficient.
- It collaborates with developers rather than replacing them.

Skills:
- Keep learning new tech trends, like AI and machine learning.
- Boost your job security by gaining expertise in growing areas.

Creativity Matters:
- AI has limits in creativity and problem-solving.
- Human skills in these areas are still crucial.

New Opportunities:
- Opportunities exist in developing and maintaining AI solutions.

Industry Demand:
- Skilled developers are still in demand, and their roles are evolving.

Diversify Skills:
- Learn in-demand areas like AI development or cybersecurity.

Adaptability:
- Stay flexible and learn new technologies for a strong job market position.

Job Market Dynamics:
- Job security varies by industry and company.

Ethical Considerations:
- AI applications need ethical oversight, creating new roles.

Collaboration with AI:
- Use AI tools to enhance productivity and innovation.

Entrepreneurial Opportunities:
- Explore starting your venture or contributing to AI applications.

Stay Informed:
- Keep an eye on industry trends through conferences and networking.

In summary, while AI is changing the software world, it's a tool to enhance human capabilities. Stay adaptable, keep learning, and focus on high-demand skills for a secure and evolving career.

..Read more

Shekhar

Shekhar Kumar  |154 Answers  |Ask -

Leadership, HR Expert - Answered on Apr 15, 2024

Asked by Anonymous - Apr 15, 2024Hindi
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Career
Hi I am 25 years I am an MBA and got a decent job but got laid off. I have marketing specialization but I fear AI can easily replace it. I am not good at coding. I like supervision and optimization. What technical skills and which career I should take?
Ans: Thank you for getting in touch with me on Rediff Gurus. I completely understand how you feel today, especially with the rapid advancements in AI technology. However, there are still plenty of opportunities out there for someone like you with MBA background and interests to do better in life. Here are a few suggestions for you to consider upgrading yourself with technical skills in the fields like Blockchain Technology, Virtual Reality, Digital Marketing and Analytics, Project Management, Business Intelligence and Data Analysis, Product Management, Customer Experience (CX) Management, Data Science Manager where you can work as Data Science Manager, Blockchain Strategist, Virtual Reality (VR) Product Marketer , Sustainability Officer, E-commerce Strategist, Augmented Reality (AR) Product Sales & Marketing Specialist, Supply Chain Optimization Manager, Digital Transformation Consultant and Artificial Intelligence Ethics Advisor.

Please always remember, the key to success is to identify your core strengths & interests and align them with these emerging trends and job opportunities in the market. Consider exploring online courses, workshops, or certifications to enhance your skills and stay competitive in the selected field on your interest. Additionally, networking and seeking mentorship from top professionals in your desired field selected by you can also provide valuable insights and guidance as you navigate your career transition in the future. Best of Luck! Feel free to contact me on Rediff Gurus if you need further assistance or help.

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Anu

Anu Krishna  |1442 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 19, 2025

Asked by Anonymous - Jan 13, 2025Hindi
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Relationship
Hello..I met him on Jan 4 th of 2024.. this year he is not with me. We were in a relationship for almost 8 months. Everything was fine and blissful. Last December he told me he needs some time to decide about our relationship. First of all it was a blow to my confidence..I thought he will stay by my side no matter what it is. After a few days he told me he wants to move on. I was in no contact for 10 days. After I went back and called him..he told me he is talking with another girl and he likes her and going to marry her. My world was broken. The reason for this? Our horoscopes doesn't match also he brings up caste differences even though there is not much difference. We were each other's best friends cared and loved each other so much. Stood by eachother's tough times..I begged him I cried d...I lost all my self respect..I somehow wanted to keep him with me...but he threw me away. It pains a lot. I haven't recovered yet..but he is going to marry her very soon...the toughest part here is I have to see him everyday atleast for the next 6 months. How will I handle if he gets engaged? How will I handle when he gives out his wedding cards? I have big goals in life I want to achieve them. But I am terrified what if it all crumbles because of my inability to handle this pain and suffering? What should I do? Your suggestion is very much needed.
Ans: Dear Anonymous,
You did invest too much of yourself in him; but who can stop the way feelings move, right?
As hard as it maybe to accept this reality, move on...initially, it will be painful, but it's not worth losing yourself to anyone. Protect your identity and know that it does not stem from anyone or anything BUT it's YOU who defines it.
Maybe the past year that you lost time and could not focus on your goals, this year can be your year. Let him do what he needs to; why focus on someone who did not have the decency or courage to tell you things on your face. What will you gain by actually being with a person like that? I am sure you deserve much more...
Your goals and aspirations need you; go for it!

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Anu

Anu Krishna  |1442 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 19, 2025

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The seconds of time during taking action..I get into the overthinking/over-analysing thoughts... 1. Imaginative: Where I becom's the character & live life(see images, speak..) in those..like being rich,powerfull,disciplined,wife,kids....things which I want/perceive from social media...+ memos of past also.. 2. Stuck: Where I becom's a "OBJECT" & voices + images of brain guides me to quit task's when doing things/challenging...by saying.. *What this thing(task/book..) gonna benefit you? *Don't do it, you will do worse/fail..people gonna judge/laugh to you...look yourself!!..no good face, no good dress, u don't hv courage/skill to do that thing. 3. Coping: "Quit it" & use Mobile(songs,reels,yt videos..) to stop/distract myself from those dark clouds. i) What/How [solution] to don't get stuck in those next time. ii) How to use that overthinking for my advantage.. with hving control. iii) I tried to fill the possible voids by dress/looks but things were same..so it's internal.. What to do for that?
Ans: Dear Work,
Overthinking and over processing never helped anyone. Focus on your self-talk and change that.
- Journaling
- Sports
- Art work
- Meditation
- Breathwork
These are a few ways in which you can attempt to slow down the mind from racing thoughts. Once that happens, work on your self-talk to make it more useful where you start to direct yourself towards what you want to do.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

...Read more

Ramalingam

Ramalingam Kalirajan  |7550 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jan 19, 2025

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Money
Hello Sir. I have Rs1,00,000 that I want to invest as a lump sum in SBI Mutual Funds for the long term (15+ years). Considering that SBI has one of the largest Asset Management Companies (AMCs), could you please recommend which SBI Mutual Funds would be suitable for such an investment and have the potential to deliver good returns over this period? I am doing this investment for my daughter's education.
Ans: Your decision to invest Rs 1,00,000 for your daughter's education is commendable. A long-term horizon of 15+ years offers significant growth potential through mutual funds. Below are insights and recommendations to guide your investment.

Why SBI Mutual Funds?

SBI is one of India’s largest and most trusted AMCs.

They offer a wide range of funds suitable for different goals and risk levels.

Their consistent performance track record reflects sound fund management.

Key Factors to Consider for Long-Term Investments

Investment Objective:

Education is a critical financial goal.

Focus on wealth accumulation through equity-oriented funds.

Risk Appetite:

Equity funds involve volatility but offer high growth.

Ensure alignment with your risk tolerance.

Fund Type Selection:

Choose funds based on asset allocation and diversification.

Evaluate the performance of large-cap, mid-cap, and hybrid funds.

Tax Implications:

LTCG over Rs 1.25 lakh is taxed at 12.5%.

Understand taxation for equity and debt funds.

Suggested Fund Categories for Your Investment

1. Large-Cap Funds

Invest in funds focusing on well-established companies.

They offer stability and moderate risk.

Suitable for conservative investors.

2. Mid-Cap Funds

These funds focus on medium-sized companies with high growth potential.

They are riskier than large-cap funds but offer higher returns.

Suitable for investors willing to take calculated risks.

3. Flexi-Cap Funds

Invest across large, mid, and small-cap companies.

They offer diversification and the flexibility to adapt to market conditions.

Ideal for investors seeking balanced growth.

4. Equity-Linked Savings Schemes (ELSS)

ELSS funds offer tax benefits under Section 80C.

They have a lock-in period of three years.

Suitable for investors aiming for tax-efficient long-term growth.

5. Hybrid Funds

Invest in a mix of equity and debt instruments.

They offer stability through debt and growth through equity.

Suitable for moderate-risk investors.

Benefits of Investing Through a Certified Financial Planner (CFP)

CFPs offer expert guidance tailored to your goals.

They help monitor fund performance regularly.

They ensure optimal fund selection and rebalancing.

Regular plans through CFPs provide dedicated service and support.

Why Choose Actively Managed Funds?

Active funds aim to outperform benchmarks through expert fund management.

They offer higher potential returns compared to index funds.

Fund managers actively adjust portfolios based on market trends.

Ideal for long-term investors seeking growth.

Key Steps to Start Your Investment

Define your financial goal clearly.

Consult with a CFP for fund selection.

Review the chosen fund’s historical performance and portfolio composition.

Use SIPs for additional investments to benefit from rupee cost averaging.

Monitor your portfolio periodically to ensure alignment with your goals.

Final Insights

Investing in SBI Mutual Funds is a smart choice for your daughter’s education. Selecting the right fund category ensures growth and stability over 15+ years. Partnering with a Certified Financial Planner ensures professional guidance and optimal returns. Stay committed to your goal, review your investments regularly, and focus on long-term growth.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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