Sir I am 35/F from HOJAI district Assam. I started investing in MF 4 yrs ago and my portfolio is as below.
1 Mirae asset emerging blue chip fund direct growth RS 3000/month
2 canara robecco emerging equity fund direct growth RS 3000/month
3 canara robecco blue chip fund direct growth RS 2000/MONTH
4. PGIM midcap opportunity fund direct growth RS 2500/month.
5 QUANT small cap funddirect growth RS 2000/MONTH
6 SBI SMALLCAP FUND direct growth RS 2000/MONTH
7 L&TINDIA value FUND RS 2000/MONTH
Sir please suggests whether my portfolio is rightfully diversified &I want to create a corpus of 2 crore in15 yrs? Please suggest me if any changes regarding MF portfolio.
Ans: Hi Poonam Sah. Your portfolio is well diversified. No Modification is required in terms of schemes. To achieve the goal of 2 crwith an expected return of 14%, increase your sip from 16.5k to 22k pm.
You may introduce one Hybrid asset class fund in your portfolio. Try to increase sips in midcaps and small-caps category.