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Sanjeev Govila458 Answers |Ask - Follow
Financial Planner - Answered on Feb 05, 2024
Asked on - Dec 28, 2023Hindi
Hi Sir, I Have already posted one question, but not finding any correct answer. Again raising same question. I am 57 years old, have completed 10+ year service in 2 different private job with two different PF number, that time UAN was not in system. and in both company I am eligible for Pension. And I am not in service from last 3 years. Now my question is how can avail pension scheme? can apply for pension separately from both company or still any chance it will merge and avail pension in one account only?
Ans: Claiming Pension from Two PF Accounts:
Separate Claims: Unfortunately, merging separate PF accounts is currently not possible. However, you can apply for pension benefits separately from both accounts.
Eligibility: Based on your age and service time, you seem eligible for the Employees' Pension Scheme (EPS) pension from both accounts. You likely need to complete 10 years of service under EPS to be eligible.
Process:
Gather Documents: Collect your PF account passbooks/statements and UANs (if linked). If you don't have UANs, get them activated for each account.
Contact EPFO Offices: Locate the EPFO offices responsible for your areas based on your last place of employment in each company. Visit or contact them (phone/email) and explain your situation. Provide your UANs or PF member IDs for faster processing.
Claim Forms: The EPFO officials will guide you on the specific claim forms for each account. Fill them out accurately and submit them with required documents.
Separate Claims: Unfortunately, merging separate PF accounts is currently not possible. However, you can apply for pension benefits separately from both accounts.
Eligibility: Based on your age and service time, you seem eligible for the Employees' Pension Scheme (EPS) pension from both accounts. You likely need to complete 10 years of service under EPS to be eligible.
Process:
Gather Documents: Collect your PF account passbooks/statements and UANs (if linked). If you don't have UANs, get them activated for each account.
Contact EPFO Offices: Locate the EPFO offices responsible for your areas based on your last place of employment in each company. Visit or contact them (phone/email) and explain your situation. Provide your UANs or PF member IDs for faster processing.
Claim Forms: The EPFO officials will guide you on the specific claim forms for each account. Fill them out accurately and submit them with required documents.
Asked on - Feb 05, 2024 | Answered on Feb 06, 2024
Thank you very much sir.
Ans: Thank you.