Hello Sir, My adviser wants me to switch aditya bsl eqhyb95 (G) fund to some other fund due to not much return since i have started my sip from 14-3-16 and continues the sip till today, what to do since my target was to carry the sip of rupee 1000 every month, till 15 years of completion . please guide me should i continue my sip, in this fund or switch to some other.
Ans: Remaining invested in the markets does not mean remaining invested in a mutual fund or a stock even if its performance goes down. Reviewing your investments is a good way of managing a portfolio for the long term. If the fund is not performing well, please go ahead and redirect your SIPs to a better fund and also take a call on what to do with your bulk in that fund which is not performing now.