Sir, I had opted for VRS in 2002 after working for 14 years with a government company. today I am 57 years. Do I need to wait till I am 60 years to Claim my EPF money? also, what documents will I need to submit as proof inorder to make my claim for EPF?
Ans: Full withdrawal of EPF funds is allowed only after retirement. However, early retirement is considered by the EPFO only after the employee attains the age of 55.
To claim your EPF money, you will need to submit the following documents:
• Form 19 (EPF Withdrawal Form)
• Self-attested copy of your PAN card
• Self-attested copy of your Aadhaar card
• Cancelled cheque
• Proof of VRS (such as your VRS offer letter or termination letter)
You can submit these documents to your nearest EPFO office or online through the EPFO website.
Here is the step-by-step process for claiming your EPF money online:
1. Visit the EPFO website and login to your account.
2. Click on the "Online Services" tab.
3. Select the "Claim (Form-19, 10C & 11)" option.
4. Enter the required details and submit the form.
5. You will receive an SMS notification once your claim has been processed.
6. The EPF money will be credited to your bank account within 10-15 days.
Please note that the above information is based on the current EPF rules and regulations. The EPFO may change the rules from time to time. It is always advisable to visit the EPFO website or contact your EPFO office for the latest information.