I have invested in the following SIP funds with a long term view of 15-25 yrs. Intention is to save for retirement. Please let me know if any changes are required. Parag Parikh Flexi Cap Fund - Reg.(DG) - 1100, HDFC Mid-Cap Opportunities Fund(DG) - 1100, Motilal Oswal Nifty 50 Index Fund-Reg.(DG) - 1100, ICICI Pru Technology Fund (DG) - 1100, SBI Magnum Midcap Fund Reg.(DG)- 1100, Edelweiss Nifty Smallcap 250 Index Fund Direct Growth- 1000
Ans: Hello, since the view is long term with 15yrs + i would like to give the following suggestions :
30% mid cap
30% small cap
10% value fund
15% large and mid
15% thematic ( can be consumption , IT , etc )
Please note that these suggestions are based on your stated goals and the information you provided. It is always a good idea to consult with a financial advisor in person to better understand your risk tolerance, time horizon, and specific financial goals.
Remember that past performance is not a guarantee for future returns, and it's always important to review your investments periodically to ensure they remain aligned with your financial objectives.