I'm 22 years old. I want to create a corpus of 3 crore in next 15-20 years. I have following MF currently running from past 1-2 years. I'm a student and studying law and hence can invest only 12k a month maximum. From 2024 I will start earning and can make additional investments or add into existing SIPs.
Please guide me if any changes need to be done. Also am planning to start an SIP in small cap fund. Please suggest on the same.
1. TATA digital India fund growth - 2500 pm
2. Kotak flexicap fund - 2000 pm
3. Mirae asset large cap - 2000 pm
4. ICICI prudential NASDAQ 100 - 2000 pm
5. Gold ETF and Silver ETF - 1k each pm
All the above mentioned are step up SIPs with 10% step up each year
Please guide according to portfolio.