I’m 35 years old and I invest in following funds from last 2 years and can continue for next 25 years. Are these good funds and can I continue with it? Following funds are:
Nippon small cap- 4000
Quant small cap- 4000
Kotak small cap - 4000
Tata small cap - 3000
PGMI Flexi cap – 3000
Ans: Thanks for sharing your current investments in MFs, KB Mishra.
Based on your age and your requirements, I can see that you are taking aggressive risks.
Regarding your question about whether the schemes are good or not, other than Tata Small Cap Fund, all funds can be invested for a long term of 25 years. Moreover, I can see that 80% of the investments are in small-cap categories.
Hence, I will suggest category-wise bifurcation.
You can reshuffle the current SIPs or start investing in mid-cap, large & mid-cap categories, etc.
Risk diversification is also required in your portfolio.
