I have 4 mutual funds listed below:
1. HDFC Balanced Advantage Fund
2. HDFC Hybrid Equity Fund
3. Aditya Birla SL Equity Hybrid 95 Fund
4. ICICI Pru Value Discovery Fund
I have been investing in them from the past 27 months and this is a very long term investment say for my retirement. What returns can I expect after 10 years and do I need to change anything?
I have also invested lumpsum amount of 50k in:
- Invesco India Growth Opportunity Fund
- L&T Infrastructure Fund
- HDFC Small Cap Fund and
- SBI Blue Chip Fund
Except for L&T others seem to be performing well. Please advise what can be returns in next 5 years
Ans: | Name of the Fund | Category | RankMF Star Rating |
| HDFC Balanced Advantage Fund | Hybrid - Balanced Advantage | 4 |
| HDFC Hybrid Equity Fund | Hybrid - Aggressive Hybrid Fund | 5 |
| Aditya Birla SL Equity Hybrid 95 Fund | Hybrid - Aggressive Hybrid Fund | 5 |
| ICICI PruValue Discovery Fund | Equity - Value Fund | 3 |
| Lumpsum amount of 50k- |
| Invesco India Growth Opportunity Fund | Equity - Large & Midcap Fund | 4 |
| L&T Infrastructure Fund | Equity - Sectoral Fund - Infrastructure | 2 |
| HDFC Small Cap Fund | Equity - Small cap Fund | 2 |
| SBI Blue Chip Fund | Equity - Large Cap Fund | 4 |
You may continue with the 5 & 4 star rated funds and sectoral funds to be avoided presently for others can be considered from the below.
Value Funds Suitable options considering quality and value for money at present levels are Tata Equity PE Fund and UTI Value Opportunity Fund
Midcap: Suitable options considering quality and value for money at present levels are Motilal Oswal Midcap 30, DSP Midcap and Axis Midcap
Small cap: Suitable options considering quality and value for money at present levels are Kotak Small Cap and Axis Small Cap
Aggressive Hybrid: Suitable options considering quality and value for money at present levels are Axis Equity Hybrid Fund and Tata Hybrid Equity Fund
Multicap: Suitable options considering quality and value for money at present levels are UTI Equity Fund, Axis Multicap and Motilal Oswal Multicap 35
Focused: Suitable options considering quality and value for money at present levels are Axis Focused 25, Motilal Oswal Focused 25
