I am 45 years old and want to invest for my daughter's wedding and my retirement.
The time horizon will be 10 and 15 years respectively.
I can invest Rs 10,000 per month now and can invest Rs 20,000 from 2023.
I have SIP of Rs 1,000 per month in DSP Small Cap Fund Regular Growth (its current value is Rs 47,000) and Sundaram Equity Fund Regular Growth (current value Rs 22,000).
I also have invested in Aditya Birla Frontline Equity Growth (current value Rs 34,000), Aditya Birla MNC Growth (current value Rs 33,000) and UTI Opportunities Fund Dividend Reinvestment (current value Rs 10,000).
Please suggest if I should hold all the funds as it is and continue with SIP of both funds or start afresh with some other funds.