I am getting very much enlightened and benefited by your advice on investment.
I request you to kindly advise me on my following query.
Is it safe to invest my retirement proceeds in a lumpsum in a balanced advantage fund (BAF) or should I resort to STP to BAF.
Which mode -- ie, lumpsum or STP -- would fetch me more returns?
Ans: STP into equity funds is a good strategy.
However, since BAF as a product does the required rebalancing itself, STP may not be ideal.