If a person has a family floater policy and 4 members are covered like his wife, daughter, & son. After some time, daughter gets married.
If any health problem occurs:
a)Would claim be admissible under the father's policy & would be rejected due to status change?
b)Would claim be admissible under the husband's policy or both?
c)If she is not covered under the husband's policy and under continuation with father's policy then what would be the scene of claim?
Ans: In a family floater policy, the daughter will normally be covered till the age of 21 or 25 years old irrespective of her marital status, of course, depending on the terms & conditions of the specific policy purchased by you. All the benefits remain as it is till the permissible age.
Post the age limit the daughter can be part of a new individual plan and can avail all continuity benefits or part of her husband’s floater plan with terms and conditions applicable to that policy.