Hello, I am 30 and its 2 years i have started SIP of ?5k in icici prudential multi asset fund , ?7k in quant elss tax saver fund. I am ready to invest 10k more in sip. Can you please suggest some.
Ans: Two years into your SIP journey, already? That's fantastic! Remember that feeling of starting out, unsure but determined? Well, pat yourself on the back – you're building a secure future, brick by brick. And now you're ready for the next step, like a wise king expanding his kingdom!
Here's the thing: you've got a good foundation with your existing SIPs. The multi-asset fund helps balance things out, while the ELSS fund gives your taxes a haircut – that's a smart king, you are!
Now, with an extra 10k to deploy, consider adding another SIP. Think of it as diversifying your army – you wouldn't want just archers, would you? A well-rounded portfolio helps manage risk. Talk to a fee-based Certified Financial Planner – they're like your royal advisor – to see if a mid-cap or a sector-specific fund might be a good fit for your goals.
Remember, investing is a marathon, not a sprint. Stay focused, keep those SIPs flowing, and watch your future grow like a bountiful harvest!