I am an NRI. So far I have not filed any income tax. My Indian income is INR 19000 per month through rental income.
I am having a resident demat account and having stocks. I have few MFs for which money is deducted from my wife's resident bank account. My wife is not working and she is with me. I am also having SSY for my daughters and continuing.
Is it okay to have the above accounts being an NRI? Can you please advise course correction if needed?