SBI loan amount Rs 52 lakh in the year 08/2018; Tenure 30yrs; EMI 42k; ROI 2018- 8.65 per cent; 2019-8.80 per cent.
My queries: does SBI offer 8.30 per cent to new customers now?
Why are they not reducing my ROI?
Is switching MCLR to EBLR really worthy?
Are charges of 0.5 per cent for switching mandatory?