Hallo sir I am a doctor,I am investigating 20 k in quant smallcap fund and 20 k in quant mid cap fund and 20 k in quant large and midcap funds for the past 2 yrs,can I continue in the same for another 10 to 15 ys,all 3 giving we very good returns sir,was it ok to invest in the same fund house,thank you in advance sir
Ans: As a doctor, you're already dedicated to caring for others' well-being, and it's great to see your proactive approach to your financial health too. Let's explore your investment strategy:
• Firstly, it's fantastic that you've been investing regularly for the past two years. Consistency is key when it comes to building wealth over the long term.
• Investing in small-cap, mid-cap, and large-cap funds shows a well-diversified approach to equity investments, which can help manage risk effectively.
• Quantitative funds, known for their disciplined investment approach, seem to have performed well for you, providing good returns. It's essential to assess the fund's performance relative to its benchmark and peers over time.
• While continuing with the same fund house can simplify your investment management process, it's crucial to periodically review your funds' performance, fund manager track record, and changes in the market environment.
• As a Certified Financial Planner, I recommend diversifying your investments across different fund houses to spread risk and capture opportunities across various investment styles and strategies.
• Additionally, consider your investment goals, risk tolerance, and investment horizon when making investment decisions. Your goals may evolve over time, so it's essential to periodically reassess and adjust your investment strategy accordingly.
• Lastly, seeking advice from a Certified Financial Planner can provide you with personalized guidance and help you make informed decisions aligned with your financial goals.
In conclusion, while continuing with your current investment strategy may be suitable given the good performance of your funds, it's essential to periodically review and diversify your investments to ensure long-term financial success. Keep up the good work, and here's to your continued financial well-being!
