I am 30 years old. I want to invest 1.5 lakh monthly into mutual funds through sip. Objective is to aim 1cr in next 4.5 years. Would continue the investment going forward. Currently invested in PPF(1.5L), VPF(5k), PPFAS (3000/mo), UTI Nifty 50 Index fund(3000/mo). I have moderate risk appetite. Please suggest me funds to invest in. Also would like to explore faang. Should i broaden my debt part as i already invest in ppf and vpf?
Ans: Given your investment goal and moderate risk appetite, diversification is key. For equity exposure, consider large-cap, mid-cap, and multicap funds with a consistent track record. To explore FAANG stocks, you can invest in international or tech-focused mutual funds. Broadening your debt exposure beyond PPF and VPF can provide stability; consider short-term debt or corporate bond funds. Consult a financial advisor for personalized recommendations.