Hello Sir
I have a company provided group health insurance , but every year during renewal the TPA(medi assist) remains the same but the insurance company changes, like this year it is Tata Aig , last year it was ICICI Lombard , I have been with the company for last 14 years , now I am planning to start my own business & quit the company , will I get any porting benefit if I go for retail policy .My Age -36.
Regards
Amit
Ans: Yes, you can port your group health insurance to a retail policy without losing continuity benefits like waiting periods. Given your 14-year association with the company, you're eligible for porting benefits. When switching, compare policies to ensure the new plan meets your coverage needs and consider factors like network hospitals and premium costs.