i have 2 lakh , in which M.F should i invest for high return
Ans: With 2 lakhs to invest, you might consider a diversified approach to maximize returns while managing risk. Here's a suggested allocation:
Equity Mutual Funds (70%): Allocate 1.4 lakhs to equity mutual funds for long-term growth potential. You can consider a mix of large-cap, mid-cap, and multi-cap funds to diversify across market segments.
Debt Mutual Funds (30%): Invest 60,000 in debt mutual funds for stability and capital preservation. Debt funds offer lower but relatively stable returns compared to equity funds, making them suitable for reducing overall portfolio volatility.
Before investing, assess your risk tolerance, investment horizon, and financial goals. It's also essential to conduct thorough research or consult a financial advisor to select funds aligned with your investment objectives and risk profile. Additionally, consider investing through the SIP route to benefit from rupee-cost averaging and mitigate market volatility.