Sir I am Arun Kumar, 51 years old & a moderate risk taker. My investments are in 1) Canara Robeco Blue Chip-Rs. 3000/- 2) Kotak Emerging Eq.- RS. 3000/- 3) SBI small cap- Rs. 3000/- 4) Quant Active-Rs. 5000/- 5) Parag Parikh Flexicap- RS. 3000/- 6) SBI Contra- Rs. 2000/- 7) HDFC Flexicap-Rs. 2000/-. My investment horizon is around 8 years. How are my funds ? Please suggest...
Ans: Based on your Risk Profile, you should not be investing in Small Cap Funds. You should have investment in Large Cap Fund, large and Midcap Fund, Flexicap funds and Midcap Funds. Your Midcap allocation also should not exceed more than 25 percent. You should also have Debt allocation in the portfolio looking at your risk profile. if you have FD or Bonds than you can consider that as pert of debt allocation and see that you have around 30 to 35% debt allocation also and remaining 65% should be Equity Funds.
I hope this helps.
Disclaimer: Information shared is only for Education purpose and not an investment advise. Kindly contact your advisor for comprehensive advise.