Sir I am Anant 47 years old . My SIP Total 20,000/-pm. I have need the money in year 2029. My sip are... HDFC Midcap Opp Fund -Rs. 4000, Nippon Indi Small Cap-Rs. 4000, Motilal Oswal Microcap Index Fund- Rs.2500/-, UTI transport & Logistic Fund -Rs.3000/- , UTI Small Cap- Rs.2000/-, Mirea Asset Emerging Blue chip-2500/- Parag Parikh Flaxi Cap- Rs.2000/- You are requested to inform us the return of the above funds and Corpus. @ with warm regards
Ans: Anant, it's great to see you're diligently investing through SIPs for your future financial needs. Let's discuss the potential returns and corpus you can expect from your investments based on historical performance and assuming a growth rate.
HDFC Midcap Opportunities Fund: This fund primarily invests in mid-cap stocks, which tend to offer higher growth potential but also come with increased volatility. Historically, mid-cap funds have delivered average returns of around 12-15% per annum over the long term.
Nippon India Small Cap Fund: Small-cap funds like this one have the potential to provide significant growth over the long term, but they also carry higher risk. Historically, small-cap funds have delivered average returns of around 15-18% per annum over the long term.
Motilal Oswal Microcap Index Fund: This fund aims to replicate the performance of the Nifty Microcap 250 Index. Historically, index funds have delivered returns similar to the underlying index, which typically ranges from 12-15% per annum over the long term.
UTI Transport & Logistics Fund: This sectoral fund focuses on companies in the transport and logistics sector. Sectoral funds can be more volatile and carry higher risk. Historically, sectoral funds have delivered returns ranging from 10-15% per annum over the long term, depending on the sector's performance.
UTI Small Cap Fund: Similar to Nippon India Small Cap Fund, this fund primarily invests in small-cap stocks. Historically, small-cap funds have delivered returns similar to Nippon India Small Cap Fund.
Mirae Asset Emerging Bluechip Fund: This fund invests in a mix of large-cap, mid-cap, and small-cap stocks with a focus on growth-oriented companies. Historically, such diversified equity funds have delivered average returns of around 12-15% per annum over the long term.
Parag Parikh Flexi Cap Fund: Flexi-cap funds like this one offer flexibility to invest across market capitalizations based on market conditions. Historically, flexi-cap funds have delivered average returns of around 12-15% per annum over the long term.
Please note that these are historical returns and future performance may vary. Also, the final corpus depends on various factors like the actual returns achieved, the duration of investment, and the consistency of your SIPs. For a more accurate projection, consider consulting with a Certified Financial Planner who can provide personalized advice based on your specific financial goals and risk tolerance.
