Hi, I am 35 and currently hold below funds
ICICI value discovery fund
ICICI Nasdaq 100 index direct growth
Parag Parikh flexi
Hdfc Gold etf
Mirae asset tax saver fund all funds with annual step up of 10%.
Does this look good or should I add nifty index fund to the mix or change anything ?
Note: I can withstand shocks or price drops or fluctuations, aggressive to moderate risk tolerance.
Ans: Your current portfolio comprises a mix of diversified equity, international exposure, gold, and tax-saving funds, reflecting an aggressive to moderate risk profile. Adding a Nifty index fund can further diversify your portfolio and provide exposure to large-cap Indian stocks. However, it's essential to ensure that the new addition aligns with your overall asset allocation and investment goals. A Certified Financial Planner (CFP) can help you evaluate your portfolio, recommend suitable adjustments, and ensure it remains aligned with your risk tolerance and financial objectives for optimal growth.