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Ans: Given your goal of retiring by 50 with a corpus of about 4 crore, it's essential to ensure that your investments are aligned with this objective. Here are some suggestions:

Evaluate Asset Allocation: Review your asset allocation to ensure it is in line with your risk tolerance and retirement goals. Consider diversifying across asset classes such as equities, debt, and possibly real estate or alternative investments.

Increase Equity Exposure: Since you have a long investment horizon until retirement, consider increasing your exposure to equity funds for potential higher returns. This could involve allocating a higher percentage of your portfolio to equity mutual funds, especially considering your age.

Regular Review and Rebalancing: Regularly review your portfolio's performance and rebalance if necessary to maintain your desired asset allocation. Rebalancing ensures that your portfolio remains aligned with your goals and risk tolerance, especially during market fluctuations.

Consider Tax Efficiency: Evaluate the tax efficiency of your investments, particularly in ELSS funds and NPS. Ensure you're taking full advantage of tax-saving opportunities while optimizing your overall investment strategy.

Continue to Save and Invest: Given your current corpus and monthly investments, continue to save and invest diligently towards your retirement goal. Consider increasing your monthly investment contributions over time to accelerate wealth accumulation.

Seek Professional Advice: Consider consulting with a financial advisor to create a comprehensive retirement plan tailored to your specific needs, risk tolerance, and financial goals. A professional advisor can provide personalized recommendations and guidance to help you achieve your retirement objectives efficiently.

By implementing these suggestions and regularly monitoring your investments, you can work towards building a sufficient corpus for your retirement by age 50.