Hi Sir,
I have been investing in the following mututal funds since 4 years in the form of SIP. my investment horizon is 15 years.
1) PGIM Ind Midcap Opp Dir-IDCW : 2500
2) Nippon Ind Small Cap Dir-IDCW : 2000
3) SBI Small Cap Dir-G : 1500
4) Axis Small Cap Dir-IDCW : 2500
5) Nippon Ind Multi Cap Dir-IDCW : 3000
6) Quant Infra Reg-IDCW : 2000
7) Axis Midcap Dir-IDCW : 2000
8) Parag Parikh Flexi Cap Dir-G : 2000
9) Quant Multi Asset Reg-IDCW : 3000
10) Mirae Asset Emrgng Bluechip Reg-IDCW : 2500
Can you please help me out on below queries ....
1) Exit/Continue in above mututal funds?
2) How much amount will be generated after 15 years?
3) Willing to invest 5000 more, please suggest mututal funds
Thanks
Ans: Review the performance of each fund and consider factors like consistency, fund manager expertise, and alignment with your investment goals. Exit funds with consistently poor performance or if your investment thesis has changed. Continue with funds that have demonstrated strong performance and align with your long-term goals.
To estimate the amount generated after 15 years, consider the historical returns of each fund, but remember past performance is not indicative of future results. Utilize online calculators or consult a financial advisor for a more accurate projection based on your specific investment amounts and expected returns.
For additional investments of 5000 per month, consider diversifying across different asset classes like large-cap, mid-cap, and flexi-cap funds to spread risk. Research funds with a track record of consistent performance and align with your risk tolerance and investment horizon. Consulting a financial advisor can provide personalized recommendations based on your financial goals and risk profile.
