Home > User

Need Expert Advice?Our Gurus Can Help

Neeraj
Neeraj
Omkeshwar

Omkeshwar Singh Answer  |Ask -

Head, Rank MF - Answered on Mar 19, 2021

Asked on - Mar 19, 2021Hindi

Listen
Money
I am 53 years old. I am a regular reader of your column on rediff.com. I wrote many times but never got reply of my queries. Now I do request you to pl. give me you valuable advise on my below two queries.

1. I have an investment in mutual fund. According to current overvaluation of Stock market shall i stay invested or switch to Liquid funds?

Ans: There are few schemes where partial profits can be booked, however, few of these can be continued even at these market levels as each and every scheme has different portfolio and therefore different level of margin of safety.

In case you are not able to assess the margin of safety you may consider shifting investments to hybrid balanced advantage categories.

(more)
Omkeshwar

Omkeshwar Singh Answer  |Ask -

Head, Rank MF - Answered on Dec 20, 2019

Asked on - Dec 20, 2019Hindi

Money
I have following mutual funds in my portfolio. At present my portfolio is at no-profit-no-loss status. Some are SIP and rest are Hybrid or Lumpsum investments. Please let me know if i should shuffle / sell / buy other funds.  

Name of the Fund Category RankMF Star Rating
1. Aditya Birla SL - Equity Advantage Fund Equity - Large & Midcap Fund 4
2. Aditya Birla SL-Frontline Equity Fund- SIP Equity - Large Cap Fund 4
3. Aditya Birla SL- GenNext EF- SIP Equity - Thematic Fund - Other 4
4. Aditya Birla Tax Relief Fund-96-SIP Equity - ELSS 4
5. DSP-Equity Opportunities fund-SIP Equity - Large & Midcap Fund 4
6. DSP- Midcap Fund  Equity - Midcap Fund 5
7. FT- India Equity Fund- SIP Equity - Multi Cap Fund 3
8. FT-India Focus Equity Fund Equity - Focused Fund 2
9. FT-India Prima Fund-SIP Equity - Midcap Fund 3
10. HDFC-Equity Saving Fund Hybrid - Equity Savings 5
11. ICICI Pru- Banking & Financial Services Fund Equity - Sectoral Fund - Banks & Financial Services 2
12. ICICI Pru-Long Term Equity Fund-SIP Equity - ELSS 3
13. ICICI Pru-Value Discovery - SIP Equity - Value Fund 2
14. IDFC Dynamic Fund-  Debt - Dynamic Bond 3
15.IDFC sterling Value Fund -SIP Equity - Value Fund 2
16. Kotak- Std. Multicap Fund- SIP Equity - Multi Cap Fund 4
17. Mirae-Asset Emerging Blue Chip Fund - SIP Equity - Large & Midcap Fund 4
18. Nippon India- Focus Equity Fund-SIP Equity - Focused Fund 3
19. Nippon India Small Cap Fund-SIP Equity - Small cap Fund 2
20. SBI Blue Chip Fund. Equity - Large Cap Fund 3
21.FT-India Smaller Company Equity - Small cap Fund 2
22. FT-India Dynamic Asset Fund Allocation FoFs (Domestic) - Debt Oriented 2
23. ICICI Pru- Balanced Advantage Fund Hybrid - Balanced Advantage 5
24. Nippon India-Equity Saving Fund Hybrid - Equity Savings 4
25. Principal Tax Saving Fund- SIP Equity - ELSS 2
26.BNP Paribas- Multi Cap Dividend Fund    
Dividend Payout Equity - Multi Cap Fund 2
Dividend Reinvestment Equity - Multi Cap Fund 3
Ans: You may continue with 4 & 5-Star rated ones and rest can be relooked. Also avoid Equity - Sectoral Fund - Banks & Financial Services and FOF. 

Multicaps: Suitable options considering quality and value for money are:

  • Motilal Oswal multicap 35
  • Axis Multicap
  • Parag Parikh Long Term Equity Fund

ELSS: Motilal Oswal Long Term Equity Fund 

Focused:

  • Axis Focused 25
  • DSP Focused Fund

Midcaps: Suitable options considering quality and value for money are:

  • Motilal Oswal Midcap 30
  • DSP Midcap
  • Kotak Emerging Equity Fund

Small Caps:

  • Kotak Small Cap
  • Axis Small Cap

Equity Value Funds:

  • Tata Equity PE fund
  • UTI value opportunity funds

Large Caps: 

  • LIC MF Large Cap Fund - Growth
  • Mirae Asset Large Cap Fund - Growth 

Large and Midcaps: 

  • Axis Growth Opportunities Fund – Growth
  • Tata Large And Midcap Fund - Growth 
(more)
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x