wish to get 10 crore corpus after 10 years, can invest 2,00,000 per month
Ans: To achieve a corpus of 10 crore in 10 years with a monthly investment of 2,00,000, you'll need a disciplined and aggressive investment strategy.
Firstly, let's break down the math.
10 crores in 10 years means you need to aim for an annual compounded growth rate (CAGR) of approximately 20%. It's a tall order, especially considering market fluctuations and uncertainties.
A diversified portfolio is essential. You might consider allocating your investments across various asset classes like equity, debt, and possibly real estate or other alternative investments. Equity investments, historically, have offered higher returns over the long term but come with higher volatility. Debt can provide stability and income generation.
In the equity portion, focus on a mix of large-cap, mid-cap, and small-cap funds to balance risk and return. For the debt component, consider high-quality corporate bonds or debt mutual funds for stability.
Regularly review and rebalance your portfolio to ensure it stays aligned with your goals. As the saying goes, "Rome wasn't built in a day." Similarly, building a 10 crore corpus will require patience, discipline, and sound investment decisions. Consulting with a financial advisor can provide personalized guidance tailored to your needs and help navigate the journey towards your financial goal.
