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Dr Natasha Kumrah  | Answer  |Ask -

GP, Diabetologist, Gastroenterologist - Answered on Mar 07, 2023

Dr Natasha Kumrah is a general physician and diabetologist practising at Ruby Hall Clinic, a multispecialty hospital in Pune.
She has 11 years of experience in diabetes management, gastroenterology and general medicine.
Dr Kumrah completed her MBBS from the Maharashtra Institute of Medical Sciences And Research, Pune and her MD in general medicine from the Armed Forces Medical College, Pune.
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Venkatesh Question by Venkatesh on Mar 07, 2023Hindi
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I am a heart patient undergone CABG in Nov 2004. Diagnosed one block 90% in one old operated place. Aged 63, going for walks morning/evening 5 kms each lasting 2 hrs in total. Am active and under medications, strictly being monitored. Weight 68 kgs height 170 cms. On medication for type-2 diabetes HBA1C approx 7.0. can you suggest any further action to bring down sugar level ? My lipids, RFT, LFT levels are all normal.

Ans: Thank you Mr Venkatesh ji.. you are doing a great job.. for your age and the history HbA1c of 7% is good.. you can focus more on dietary changes.. that will further help you to have a good sugar control..
DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.
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What is comprehensive auto insurance policy? What are its benefits? What are the inclusions and non-inclusions if I want to know before buying a comprehensive auto insurance policy?
Ans: A comprehensive auto insurance policy in India offers the most extensive coverage for your car and any third-parties involved in an accident. It's like a two-wheeler for your car's security, providing protection for both your vehicle and your wallet.

Benefits of a Comprehensive Policy:

1. Peace of mind: Covers a wide range of situations, so you'll be financially protected in case of many unforeseen events.

2. Own Damage Cover: Pays for repairs or replacement of your car if it's damaged in an accident, by fire, theft, natural calamities, riots, or even falls victim to vandalism.

3. Third-Party Liability Cover: Takes care of any legal or financial liabilities you incur if your car causes injury, disability or death to a third party, or damages their property.

4. Personal Accident Cover (Optional): Provides financial assistance to you or your family in case of injury or death due to a car accident (depending on the policy terms).

What to Consider Before Buying:

Inclusions:

a. Most accidents (collision, hit and run)

b. Theft (partial or complete)

c. Fire damage

d. Natural disasters (floods, earthquakes, etc.)

e. Riots, strikes, and other man-made calamities

g. Third-party property damage and bodily injury

h. Personal accident cover (if opted for)

Non-inclusions:

a. Damages due to wear and tear

b. Driving under the influence of alcohol or drugs

c. Mechanical or electrical breakdown

d. Depreciation on parts replaced during repairs

e. Using the car for illegal purposes

Additional Tips:

1. Add-on Covers: Enhance your policy with optional extras like engine protection or zero depreciation cover for a more comprehensive safety net.

2. Compare Quotes: Get quotes from different insurance companies to find the best coverage and price for your needs.

Remember, a comprehensive policy offers superior protection compared to third-party only insurance, which is mandatory by law but only covers your liability towards third parties. For a secure ride on Indian roads, a comprehensive policy is the way to go.
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