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Anu Krishna  |1796 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 21, 2026

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Apr 18, 2026Hindi
Relationship

My wife is a homemaker and doesn't value money. Since I married her, i have always tried to keep her happy but she insists spending on maids, shopping and kitties. I never hesitated whenever she asked for money, I have always provided it. But now our children are 12 and 14 and I need to save for their coaching and future. My wife thinks marrying me was a mistake because I am not able to meet her high standard of living. I earn Rs 60,000 out of which 20k goes on rent and 20K on my children's education. With the remaining amount, i pay EMIs and other household expenses. She is not willing to adjust. What should I do? I am very stressed.

Ans: Dear Anonymous,
You two need a lesson or two on managing money. At the end of the day what is left is your disposable income that must be invested wisely for it to grow.
Learn Budgeting and set aside money under specific expenditure labels (fixed and variable) and then whatever is left, portion some towards fun and entertainment and the rest invest in something meaningful...You could seek the help of a close friend or family who are good at managing their monies and apply it to yourself...
But as a start point, be polite yet firm and emphasizing to your wife that you are managing the money from now on; it may seem like you are doubting her or taking away her power but just until you are able to put a system in place monies and slowly she will appreciate what you are doing for her and the family. Start somewhere...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Anu

Anu Krishna  |1796 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 07, 2023

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Relationship
Hi, Anu krishna I am shekhar from Hyd, My wife always comparing the life with rich people. for that she build the pressure on me any thing . But I am explaining actual situation but she did not understand. Already once i tried for business for 3 years for her satisfaction earn the money. But that 3 years we loosed any thing and once upon time I tried attempted suicided. Then I come back and re-started my professional job. Now again i am in well position but not my wife expected level. Now my wife again and again pressurizing, earn the money. How can I explain to my wife smoothly without disturbing her mind. please help me
Ans: Dear Manny,
You cannot keep yielding to your wife's demands of becoming rich by comparing you to other rich people. No money is enough money and this is something that must understand.
If she isn't happy with your current professional job, no matter what you do, she has decided not to approve of it.
Money is not earned only by doing business but it can come through a job as well. You cannot be under this pressure of earning more money as it will start to affect your mental and physical health.
Kindly speak with her by putting down the problem as you face it or else request someone from her family to speak with her.
Money is not everything but when we compare ourselves to someone who makes more money than us, the mind becomes stressed and almost obsessive that we can make more mistakes. Time for you to speak up your mind and do what you think is right as what you need right now is stability from your losses. Speaking your mind will also help you manage your stress better. Your wife may not understand this now, but someday she will understand why you had to do this and continue with the job for the time being.
All the best!

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Anu

Anu Krishna  |1796 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 03, 2023

Asked by Anonymous - Jun 02, 2023Hindi
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Relationship
I am a 45 years old Indian living in the US for the past 10 years with the family. Despite having a steady job and a pay which typically is considered high, I end up spending more than my income. My wife also works full time with good pay as well but she thinks it's my responsibility to provide and she just saves all her money in her own accounts. We have multiple properties on both our names including cars but only I pay. I pay for groceries, bills, travel everything. On discussing about the expenses, which I have done multiple times so far, she says I should be ashamed to expect money from a woman. If this continues, I will reach retirement age kind of broke I feel. Also, I will spend sleepless nights thinking about finances until then. Please advice.
Ans: Dear Anonymous,
Like in any partnership, marriage is one such partnership where everything is usually shared. But I do know of couples, where they mutually agree that one partner takes care of the bills and the other education etc.
In your case, your wife has been saving up and you have been bleeding dry of your finances.
But why exactly are you spending more than your income? Financial mismanagement? Maybe that's why your wife is worried that it might happen to her portion of the income too?
Having said that, I guess your wife also needs to move past the belief that the Man is solely responsible for bringing money home. By that logic, she should never have worked, right?

Since she is working as well, she can contribute towards the family to the extent it can help but it is also imperative that as a woman she keeps some finances saved as a back-up for herself. It provides a good safety blanket for a woman since she possibly feels that you are spending more than what you earn.
It's up to you to bring about the subject without her feeling that you are out to spend all her money. So, you really need to start with managing your finances better...I am sure things will get better from thereon...

All the best!

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Anu

Anu Krishna  |1796 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 03, 2023

Asked by Anonymous - Aug 02, 2023Hindi
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Relationship
Hello Mam, I am 45 year old IT professional, I have good salary and owning 3 flats. My wife is also working and she also having descent salary. I am having family of 4, Me, wife, daughter 11 years and son 8 years old. My problem here is, we are having discussion on only future and not living current life. My wife is think more about money and how to get money quickly as possible for further provisions like kids education, retirement etc. Also, She doesnt want to spend on me especilaly, never got any gift from her. We are not having good physical relation. Many times i have discussed with her and went through doctor for consultantion and medication. But, she doesnt want to take medicines.I feel very bad and my life is similar as earlier. Many times feels like she doesnt love me. My life become mechanic and no joy init. I am just living for my Kids betterment.
Ans: Dear Anonymous,
Well no two people in a marriage are the same, are they?
You just have different ideals stemming from different value systems. this can be bridged by actually talking about it, so that either of you might not be on a extreme. If she likes to save, you can moderate her by actually setting a budget for spending on necessities and luxuries.
And she will in turn moderate you, if she finds you spending on things that are unnecessary.
It's about seeing things on the same page but with different glasses and acknowledging that you are both different.
As far as physical intimacy goes, I guess many couples face a slump after children occupying a huge part of their lives and with full-time jobs, it can make one tired more than excited. Set aside time to be alone with one another and practice the art of non-sexual intimacy like holding hands, cuddling, hugging...
Sometimes to jump out of the mechanical life, you need to do something different and exciting to get a different and exciting result. So do what you haven't done before! Get the drift here?

All the best!

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Anu

Anu Krishna  |1796 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 06, 2024

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Relationship
Hi Madam, I am married (arrange marriage) for 10 years with a son of 8 years, I am middle class person and giving Home loan EMI also, because of which no money is saved. My problem is that my wife always demands money and fights for it. She is all aware of my income and expenditures of every month (I have prepared a list and shares with her). I have no habits of alcohol or smoking, but she always fights with me that I spends money on my bad habits and on friends. She always say that you don't take me outside , don't spend on me and blah blah...(I do take her to movies and wherever she wants to go with me or with her friends). She is very short tempered that I avoids talking to her but she finds a chance for fight. For her demands, I left my parental flat and mother and lived with her in a rented house for 5 years and now purchased an independent home also. But, I am fed up of her demands and fights. She even fights when our son is around and even comes near my body as if she wants to hurt me....(although we never had a physical fight). I am very afraid. For your information, she also works as a teacher in a private nursery school (pays half of our home loan EMI) and she is from village background. My father expired long back and mother is living with my younger brother. I even don't meet my close friends frequently (once or twice in a month) because of her fear, as when I meet them she fights on this issue also. I want peace in my life. Kindly help.
Ans: Dear Sunil,
This needs a bit more of finding out what exactly is going on? What is the root cause of anger and the blame game with your wife?
Whatever I suggest will just be a BAND-AID solution and things will flare up yet again. There is deep-seated anger and insecurities rising (from what I understand from you.
The only thing I can say is; spend time with her on an emotional level and maybe this will ease her emotional highs and lows. But, I do feel it is time to have an intervention where as a Couple you are given to tools to work on your relationship.
Do see an expert who specializes in marriage therapy/counseling. They will be able to guide you in a very structured fashion as to how to re-start and re-build your marriage.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

Sunil

Sunil Lala  | Answer  |Ask -

Financial Planner - Answered on Jul 18, 2025

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