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Shalini

Shalini Singh  |173 Answers  |Ask -

Dating Coach - Answered on Oct 28, 2025

Shalini Singh is the founder of andwemet, an online matchmaking service for urban Indians living in India and overseas. After graduating from college as a kindergarten teacher, Singh worked at various firms specialising in marketing strategy, digital marketing and public relations before finding her niche as an entrepreneur. In 2008, she founded Galvanise PR, an independent communications and public relations. In 2019, she launched andwemet.
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Asked by Anonymous - Oct 28, 2025Hindi
Relationship

My husband faked our marriage to marry my cousin. She was 17 when we got engaged and he knew her parents wouldn't approve of their relationship. After marriage he convinced her parents to let her stay with us in Pune. It was only recently I found them cheating on me. He apologised and said he never loved me, that he only married me to stay close to her. I feel used and devastated. How do I deal with this betrayal from both my husband and my cousin?

Ans: Sad and sickening. The person you married too is a weakling. I totally understand you feeling betrayed, anyone would feel this way. For you, it will be best to move out of this relationship (they can move out of your home) and work on healing yourself - cut off from any and everyone who is toxic or showing sympathy - you need neither. You need to invest in yourself and come out strong. If on it, the process of feeling better can take as long as a year. Take care.

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Anu

Anu Krishna  |1729 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 04, 2022

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Hi Anu, 3 years before marriage I was in a relationship with someone who asked for my hand for marriage and I was impregnated by him but he went away leaving me devastated. This incident is somehow known to my husband after 1.5 years of our marriage. At the same time a girl in his office proposed him knowing that he is married and my husband is getting attached to her. He is always talking to her romantically and justifying his affair from my past mistake and it makes me mentally and physically very weak. He is very rude. How to handle the situation since both our families are involved and are not letting us to get divorced also.
Ans:

Dear Anonymous,

I understand that he is hurt but how convenient! Things happen, like the way it happened to you before marriage.

But to use that as an excuse to have an affair is very convenient. He needs to look at the situation for what it is now and work with that.

It’s great that the families are involved. The elders in the family can now act as a good mediator to bring the two of you to the discussion table.

Your husband possibly is hurt from your situation before your marriage.

Keeping these kinds of things can draw a wedge in the marriage. He now needs to recover from that before he can be a husband to you in the marriage.

When he found out, how did you deal with it?

That is very crucial to understand as all his actions are stemming from the fact that the situation is unresolved in the mind, and he feels victimized and turns to another woman to feel some sense of normalcy.

As much as it seems disturbing and inappropriate, the fact that it was hidden from him is disturbing him.

So, work with this and as families let this be handled delicately, so that he begins to trust you all over again.

Till then be patient…

All the best!

..Read more

Anu

Anu Krishna  |1729 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 28, 2022

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Relationship
Dear Anu Madam,Please help me with your urgent advice. I am a 23-year-old good-looking girl from well-to-do Marwari family. Since 2017 I am in relationship with a 37-year-old who I met in a gym. He is a small-time model. Within 1 month of meeting, we got physical. However, in August 2021, to my dismay, I came to know that he has two wives and children and that he is in physical relationship with several other girls. This pained me a lot and we broke up. But somehow we got back. He pleaded sorry for hiding his marriage and cheating with other girls but he said that the other girls had forced him for a physical relationship. He says he is unhappy in marriage and if I marry him, it will give him new way of life. I loved him and decided to get married (he can legally have more wives). But still I felt absurd on my decision because I will face severe parental resistance as he is from different religion and has less money. Yet I made up my mind on marriage and so, six months ago I revealed this to my closest cousin and introduced her to him. I followed up with her to guide me on right decision but my cousin kept buying time. About two weeks ago, while accidentally checking her mobile messages, I found that though I introduced my cousin to my BF to help me, she was cheating on me. From her messages I could see that she persuaded my BF to get physical with her. This shattered me completely and I fought with her. Madam, please advise me. I love this guy and want to marry him. He is my 1st and last love. I am sure he will be a changed guy after our marriage, which will make us both Happy.
Ans:

Dear SK,

So, you want to marry a man who cheats, hides his escapades, and disrespects you?

What kind of life do you think you are going to have with a man who has no respect for women and sleeps with women to gain his self-esteem?

Talking about how you can be a saviour, only makes you a victim, so that you are constantly under his control.

It’s possible that you haven’t been able to see his intentions and that you have reached out to me.

Listen, you have a beautiful life ahead, so not waste it on a man who thinks of nothing and only himself.

Your friend also was able to sell you out so easily only suggest that this man is some sort of a charmer and women easily fall into his trap.

Beware, kindly step up first and respect and honour yourself.

Learn to Love yourself else you will keep falling into the same trap of falling for such men who have nothing to do with women other than use them.

Step out NOW and no explanations required…You are not obligated to give him any.

He will behave like a victim and place you on a pedestal so that you go back to him, STAND your GROUND…Love is pure and this cannot be your first or last love….selfishness cannot be love.

There are more beautiful relationships waiting to embrace you only if you first move on from this toxic relationship, love yourself and use your strength appropriately.

You can do this…be an example for all those girls who choose to celebrate men who are toxic to them. Be a source of strength to all of them.

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Anu

Anu Krishna  |1729 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 28, 2023

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Relationship
Hello, I am 41 year old professional. I had met my husband before marriage though social media 5 years back and thereafter maintaining distance relationship and meeting occasionally for 3 years we got married in 2021. It was a struggle for marriage as it was inter caste and inter religious marriage. Everything was smooth in relationship to the fact that I’m responsible for all financial matters as my husband has no job. He is still trying and looking for job. I didn’t mind much but would encourage him to get the job to be mentally and physically fit. Last year we went to his nephews marriage to his village. It was of 7 day programme. On second day I noticed him watching another women ( nephews mother’s sister who has 2 daughters) At that time I didn’t pay attention. After 2 days on a night function I saw my husband texting from far but he looked at that lady again. She also seemed to texting. I became suspicious. Later that night when he came to room I asked to show him his phone he was reluctant. I had to snatch his phone and I saw that he was texting the same lady and in that had asked her to meet her alone. and asking her where he can meet her. I gnashed cried and made a huge scene coz this was not what I had expected. He tried to convince that she was his girlfriend of past and suddenly after seeing her after sometime he only wanted to talk to her. I only asked her ... why alone? He had told me during dating that she had a girlfriend ( never told her identity) and that she has married and moved on. Feeling cheated I could not sleep but only cried that night and in the morning if we can return to our city. Programme had not finished but he agreed and we left. Since then that night and those days still haunt me ; thinking what didn’t I do to love him so much and in return we get cheated. I’m still with him, but mentally I still feel cheated and still am in doubt that he is in touch with her. I am not able to do my duties as part of my mind thinks he cheats me though I have confronted many times on this and he denies that he is not in touch with her Should I leave him or continue with this marriage? We still don’t have any baby.
Ans: Dear Vandana,
Clearly you are more into him than he is into you. Baby or no baby, he seems like someone who isn't going to be steady...what was the need to hide and plan a meeting and if the other lady has moved on, what is doing hanging around her?
And with no financial assurance and stability, he is only tuning his energies to external validation to 'up' his elf esteem...

Isn't it time you actually called him out for his wayward nature and his absolute reluctance to take on some responsibility in the marriage and home? The more you are quiet, the more he is going to feel that you are supporting this nonsense...call it out and NOW! And as for your state of mind, do know that you have it in you to hold your own...don't base you peace of mind on anything outside of you...

All the best!

..Read more

Ravi

Ravi Mittal  |673 Answers  |Ask -

Dating, Relationships Expert - Answered on Jan 08, 2024

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Relationship
Hello, I am 41 year old professional. I had met my husband before marriage though social media 5 years back and thereafter maintaining distance relationship and meeting occasionally for 3 years we got married in 2021. It was a struggle for marriage as it was inter caste and inter religious marriage. Everything was smooth in relationship to the fact that I’m responsible for all financial matters as my husband has no job. He is still trying and looking for job. I didn’t mind much but would encourage him to get the job to be mentally and physically fit. Last year we went to his nephews marriage to his village. It was of 7 day programme. On second day I noticed him watching another women ( nephews mother’s sister who has 2 daughters) At that time I didn’t pay attention. After 2 days on a night function I saw my husband texting from far but he looked at that lady again. She also seemed to texting. I became suspicious. Later that night when he came to room I asked to show him his phone he was reluctant. I had to snatch his phone and I saw that he was texting the same lady and in that had asked her to meet her alone. and asking her where he can meet her. I gnashed cried and made a huge scene coz this was not what I had expected. He tried to convince that she was his girlfriend of past and suddenly after seeing her after sometime he only wanted to talk to her. I only asked her ... why alone? He had told me during dating that she had a girlfriend ( never told her identity) and that she has married and moved on. Feeling cheated I could not sleep but only cried that night and in the morning if we can return to our city. Programme had not finished but he agreed and we left. Since then that night and those days still haunt me ; thinking what didn’t I do to love him so much and in return we get cheated. I’m still with him, but mentally I still feel cheated and still am in doubt that he is in touch with her. I am not able to do my duties as part of my mind thinks he cheats me though I have confronted many times on this and he denies that he is not in touch with her Should I leave him or continue with this marriage? We still don’t have any baby.
Ans: Dear Vandana

I understand how heartbreaking it can be to find out your spouse is cheating. I would only tell you one thing- if the thought of leaving him has crossed your mind even once, it is worth sitting down and introspecting. If you happen to come to an understanding that separation would be what's best for you, have an open and clear discussion with your spouse. If he agrees to change his ways, you can give it another shot. But that's completely up to you. No one can force you to give him a second chance. As you said, you don't still have a child and it is best to come to a decision before there is a child in the equation. If your husband does not care about it and sticks to his behavior, there will remain not a shred of doubt that separation is the right choice. But before all of that, take a beat and think. Not from a place of anger and grudge. Calm yourself and think if you are reading too much into the situation or if is it actually as bad as it looks. It will be tough, but it is important because the rest of your life depends on it.

Best Wishes!

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Anu

Anu Krishna  |1729 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 03, 2025

Asked by Anonymous - Feb 26, 2025Hindi
Relationship
Hello Anu, I am married for 14 yrs. I have 5 yrs old twins. Currently I am dealing with my husband's extra marital affair with his ex colleague. In 2022 we went to abroad with my husband. But I found it very difficult to adjust with 2 3.5 yrs kids with my son diagnosed with ASD. I came back to India in 6 months.In April 2024 I came to know that my husband went on vacation with his ex colleague in abroad. He even sponsored her flight ticket and entire vacation. They spent 3 nights in a single hotel room. In 14 yrs old marriage despite being love marriage, I had to sponsor my honeymoon and first anniversary. With me he is always on savings mode where as with this woman he does not even care about money. When I confronted, he and his family blamed everything on me. They said it was my fault that I came back to India. Also as per him and his family it is nothing. Friends can travel like that. They pointed everything on my trust issues. He came back to India but he did not even contact me. He just wanted to meet kids. He never accepted his affair. As per him she is just a friend. I wanted divorce first but I asked him whether he wants to marry that woman he said NO. So we started couple therapy. During therapy he accepted his mistakes and said he was alone. That woman was going through her second divorce. And they started chatting on what's app frequently. Then calls and video calls. That woman was in India. He said he wants his family. But he never gave me any details about his affair. I came to know that when he was in India during holiday they went to pune , he lied to me and went to pune to be with her. There also they spent night in 5 star hotel room. I was devasted. This also he did not tell me. Going on vacation, sharing a hotel room , sharing a bed is nothing for them. I am also BE but I feel like he has crossed all boundaries. I was devasted. I felt so much betrayed that I was getting thoughts of suicide but looking at my kids I decided to work on our marriage. In diwali he gifted me a saree, we spent quality time as family. I said let's forget all and start a new life in our new house but please leave that affair. He said ok. But again he cheated. He booked 5 star resort room for her. He even sponsored her flight ticket. I was genuinely trying to save my marriage, to build our bond but he messed it. Even after that he wants to be with me. Recently I lost my job as well. Counselor told me to ignore his affair. But my husband wants me to pay half EMI, half of everything even though he has onsite money. I feel stuck in this marriage now. This man has always neglected my needs.He never respected me, he never valued me the way he is treating that woman. He wants me to perform all wifely duties but also wants to enjoy his time with that woman. Now he is saying he has stopped contact with her. But in Diwali he said the same in temple .when I am asking for divorce he is saying I want his money. He has zero regrets , no remorse of his actions. I am mentally very much disturbed now. I feel worthless and hopeless because of all these things. Now he wants to live with me but he wants me to share all the expenses. I don't trust him now and I don't want to invest my money in this marriage as there is no transparency. He has also disrespected my parents when they went to ask him about his affair. If he loves that woman this much why can't he accept that and leave me? He wants me to take a call. He leaving me would have helped me to move on. Is it worth saving such marriage where there are insecurities, no trust , no transparency, no respect? I put my ego aside for many times but should I also loose my self respect? I have decided to protect myself now.
Ans: Dear Anonymous,
Clearly your therapy didn't take you anywhere and your counselor telling you to forget the affair makes it even more clear that he/she was leading you into a space of impossibility. If it's so easy to forget, why haven't you? Because it is not possible to forget what impacts you the most...
It has to be worked upon and skimmed over. What I could gather from what you have shared is that you seem to be waiting for your husband to decide the fate of your marriage!
What's your thought on it? What makes you wait for his approval or decision on it? If after repeated attempts, the marriage does not seem like a priority to him, how can you expect him to make a decision about it?
He's a pretty cat sitting on a fence playing both fields and wishing that he can be the best player on both sides of the field...You get the depth of this? He's never going to decide and this will constantly keep you on the edge not letting you move on anything.
I am sure you will be relieved knowing that the decision when in your court can help you accelerate things and it will be clear how and when you wish to move on...
The decision must be yours NOW!

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Naveenn

Naveenn Kummar  |228 Answers  |Ask -

Financial Planner, MF, Insurance Expert - Answered on Nov 10, 2025

Money
Hi, I'm 49 married with 2 kids aged 16 and 11. I work in mid mgmt in a Finance co. Wife is 45 works at a Bank. Combined annual salary is 80 lakhs. Live in a home which just got loan free. Have a rental income of 40k monthly that my wife gets. Mom also lives with us and she gets a rental income of 45k per month. I have invested in a small office space which will be ready by mid 2027 and has a construction linked plan, have to pay 40L more. I Have stocks of 45L and EPF of 60L PPF of 12 L. Have ancestral property in land at native place not much but say 25L. Mom has pledged 50% of her assets to my sister. Liability of office and company car is 6L. School fees and tution fees are paid from rental income and wife chips in. There's maintenance, club membership fees, insurance, repairs and maintenance, kids pocket money, groceries, internet, mobile, maids etc. which I pay. I'm thinking of quitting my job and starting something on my own. I am a guest lecturer at a college which is pro bono and also helping 2 Startups of friends over weekend with a tiny equity stake in one. Is it a right decision? Pressure at work is high, growth chances are minimum. Many colleagues asked to go. The environment isn't very encouraging. Pls advise if I'm ok financially with about 45 lakhs liability. Never got a chance to save as EMIs were 75% of income. I'm unable to get a direction.
Ans: You are 49, with a stable dual-income family, home loan cleared, and some investments in place. You feel stagnated in your job and want to start something of your own. It’s a natural and valid thought at this life stage — but the decision needs to be planned, not impulsive.

At present, your financial base is decent but not fully liquid. You still have about ?45 lakh in liabilities, upcoming education costs for your children, and limited cash reserves. Your wife’s job and rental income can sustain household expenses, but not much beyond that.

The wise move is to continue your job while you explore your business or investment idea part-time. Use the next 18–24 months to:

Clear pending loans, especially the office property.

Build a minimum ?20–25 lakh emergency corpus.

Fund your children’s education separately.

Test and refine your business idea alongside your job.

Before quitting, also discuss openly with your spouse whether she is comfortable with you stepping away from a steady income. Her emotional and financial comfort will determine how smooth your transition is.

In short:
Keep your job, continue your startup or investing interest part-time, strengthen your finances, and plan a structured exit once liabilities are cleared. Freedom feels best when it’s backed by security, not uncertainty.

Contingency buffer and health insurance details:
For detailed financial planning and portfolio reconstruction, please connect with a Qualified Personal Finance Professional (QPFP).

Disclaimer / Guidance:
The above analysis is generic in nature and based on limited data shared. For accurate projections — including inflation, tax implications, pension structure, and education cost escalation — it is strongly advised to consult a qualified QPFP/CFP or Mutual Fund Distributor (MFD). They can help prepare a comprehensive retirement and goal-based cash flow plan tailored to your unique situation.
Financial planning is not only about returns; it’s about ensuring peace of mind and aligning your money with life goals. A professional planner can help you design a safe, efficient, and realistic roadmap toward your ideal retirement.

Best regards,
Naveenn Kummar, BE, MBA, QPFP
Chief Financial Planner | AMFI Registered MFD
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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