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I'm a 45-year-old divorced man interested in a 29-year-old colleague. How can I pursue a healthy relationship without marriage?

Ravi

Ravi Mittal  |454 Answers  |Ask -

Dating, Relationships Expert - Answered on Oct 08, 2024

Ravi Mittal is an expert on dating and relationships.
He founded QuackQuack, an online dating platform, in 2010 with just two people. Today, it has over 20 million users in India.... more
girish Question by girish on Sep 06, 2024Hindi
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Relationship

Hello, I m 45 years old (Man) divorce and a collegue of mine who is 29 year old (Female) we get along nicely but since last few day i thing she is interested in me and now even i have develop feeling for her but i want to be in healthy relationship her but dont wannt to get married due my failed and bad experiece of my previous marriage. Pls suggest what should i do and dont want to loose her. Pls reply at the earliest

Ans: Dear Girish,
First of all, don't assume that she has feelings for you. Please confirm and then think of pursuing a relationship. Let's say she shares your feelings, it is important to let her know that you do not intend to get married; she might have other plans and it would be unfair for you to take them away from her. If both of your plans align, then very well. If not, I would suggest you find someone who is on the same page as you.
Please speak to her first.

Best Wishes.

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Anu

Anu Krishna  |1355 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 23, 2022

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Hi Anu,Myself Praveen. I appreciate your writings on Rediff. First of all thanks for that.I would like to ask guidance or your thoughts on establishing a relationship with my lady friend. I met her 4 years back in my old office and we got in company soon and started talking and somewhat share most of the personal s***s too. I started having feelings for her. I mean I wish to have a marital relationship with her because I am very comfortable with her. But I was unable to make any move or feared of losing her company if I tell her my love.That time I never knew her age. Later I moved from that job to pursue some personal goals so I moved to some other place without the knowledge of my own family. The only person who knew about it was her. She stood with me and emotionally supported me and was knowing that it was my strong wish of having that dream/goal. We were in touch as nice friends. Her phone calls were happy moments for me because I was alone at my new place where I'd gone to pursue my dream. Someday she called me and during call she was upset. That day she shared some of her personal things and during the conversation I realised that she is 8 years older than me and she is at her mid 30s. Firstly, it was like a shock for me. I wondered why a beautiful girl like she not got into a marriage or any other serious relationship still that age. Okay, that doesn't matter me. However, knowing about most of the complexity in this partnership including support from both family or cliche society thoughts; I decided to have her as my life partner. But still I am not able to make a move like that. Somehow, I had to come back to my homeplace and sorry to say that I failed to pursue my goal which was bit depressing. Still I couldn't make a move to talk her about this. I am getting an odd feeling that she treats me as a brother or a nice friend only. I am confused when she calls me bro. Some days ago she told me that I am her good brother. Frankly I don't like her calling me bro. I still love her and I always see her as my life partner.The thing is I fear that I may lose her company if I express my love for her. Also I fear that she may emotionally get low if she really considering me as her brother. I don't want to give her any pain, but meanwhile I couldn't miss her in my life. Nowadays, we rarely talk on phone or meet because some of her professional engagements. That is not a problem for me. I respect her as well as her personal space. Only thing I want is to communicate her about my mind and having a relationship with her. I know she might also be concerned about our age gap as well as what society may say, but I don't care such rubbish. I strongly believe that I can be a great partner. Share your thoughts on making an approach without giving her any emotional pain or trauma.
Ans:

Dear PB,

Thank you for your kind words on my writings and columns. Highly appreciate it.

I cannot assure you of the fact of her not having any emotional reactions. Her reactions are not something that you can control.

The easiest way to resolve this confusion that you are going through is to simply express it. It’s similar to how children are.

Have you seen them say things without a filter and unfazed by how the other person will react?

Then along came the adults and asked them to keep quiet and then the child in us grew up to become a recluse and ignore our own feelings.

I agree there is an etiquette and social norms to be followed as adults but to not be able to express our feelings is nothing but conditioning from our childhood.

And what did it teach us? It taught us to avoid the rejection and ensuing disappointment.

That’s exactly what you are running away from; all the rejection that may happen and the disappointment from that.

But what use is that love if you can’t express it for fear of rejection. If you feel so strongly about it, approach it boldly and very gently.

Yes, it may shock her and it’s possible she has no feelings or sees you as a brother, but at least you know where the connection stands.

Now whether she is going to be hurt or not is a question of how emotionally mature she is.

So, before you start the conversation, do request her to hear you fully and not judge you for your honesty. This may ease her shock and help her respond rather than react to you.

On your part, keep your expectations to a low and smile through the situation. It helps lighten the load that you might be carrying.

All the best!

..Read more

Love Guru

Love Guru   |204 Answers  |Ask -

Relationships Expert - Answered on Jan 09, 2024

Kanchan

Kanchan Rai  |423 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 23, 2024

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Hello Madam, I am 45 year old (Divorce Guy) i have a collegue who is 29 year old (Female ) i guess she is interested in me and i m avoiding bcz of my fail marriage and do want to be a committed relationship but now i m also developed feeling for her and i also told her about my broken marriage because i did not wanted to lie her, since than she is avoiding me and not answering my call this is is hurting me badly and i do want to spoil our relationship ,pls suggest what should i do Pls revert back bcs this is my 2 reminder to you pls do the needful at the earliest
Ans: Right now, it seems like her pulling away might be a response to the complexity of your situation, not necessarily a rejection of you as a person. It's possible that she needs time to process what you've shared about your broken marriage, especially since it likely adds layers to her own thoughts and feelings about the potential of being with you. This isn’t about your worth or your desirability but about her understanding of what a relationship with you would entail.

The best course of action right now is to respect her space and her need for distance. Chasing after her or continuing to reach out while she’s avoiding you might push her further away. Instead, give her time to come to terms with her feelings. If she’s truly interested, she may need this time to reflect on how she feels about your situation and how she can fit into your life.

Meanwhile, focus on yourself—on processing your own emotions about your past and your feelings toward her. You’ve been through difficult relationships, and it’s essential to make sure you’re entering a new connection from a place of emotional clarity rather than from a place of hurt or fear.

If you feel the need for closure or clarity, you can send her a respectful, thoughtful message that expresses how you feel without pressuring her for a response. Something along the lines of acknowledging her silence, letting her know you understand she may need time, and expressing that you’re open to talking whenever she feels ready could be helpful.

The key here is patience—both with her and with yourself. If she decides she isn’t ready or isn’t interested in pursuing a relationship, it’s important to remember that this doesn’t define your ability to find happiness or love again. Take it as an opportunity to grow emotionally and gain further clarity on what you want from a future relationship.

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Ravi

Ravi Mittal  |454 Answers  |Ask -

Dating, Relationships Expert - Answered on Oct 04, 2024

Asked by Anonymous - Oct 03, 2024
Relationship
I recently joined a new organisation and had developed a friendship with a new woman colleague who has joined new.Offlate I see her where she has huge crush on me.Iam married with 2 kids and she has got late marriage with 1 kid.I pick her and drop her often.I could sense she is mad and possessive on me and offlate I also intend in having crush on her and I couldn't live without seeing or speaking with her.We never opened out but I could sense from both of us feelings.We both have not opened up but not told in open but she always says you r so handsome etc.But tell me how to deal with this.I feel couldn't live without her.. Please suggest
Ans: Dear Anonymous,
There are two issues I would like to address- first, you both are married. Second, you are assuming she has a crush on you. I do not know how you want to approach this 'crush' when you are in a legally committed relationship. In normal circumstances, I would've suggested getting verbal confirmation of your coworker's feelings first and then pursuing her, but in your case, how she feels does not even matter because you are not single; neither is she. The right course of action would be to reflect on your feelings and get to the root of them- why are you seeking these feelings outside of your marriage and what is lacking in it? Then have an open discussion with your wife and take it from there- you will have two options: work on your marriage, or opt for separation and then pursue any crush you want to. But before that, I cannot offer you any other advice.

Best Wishes.

..Read more

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Janak

Janak Patel  |8 Answers  |Ask -

MF, PF Expert - Answered on Dec 04, 2024

Asked by Anonymous - Nov 30, 2024Hindi
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Money
Hi, i am 52years old, wanted to retire early, following are my investments, MF - INR 65L, Equity - INR 22L, 3 houses, one is self-occupied, other 2 houses valued at INR 90 L and INR 32L respectively, i have home loan outstanding of INR 12L, FD of INR 36L , PF INR 32L, monthly expenses requirement is INR 1 L, kindly help me to plan my early retirement. Thank you in advance for your reply on my question.
Ans: Hi,

As there are many things to consider for an early retirement, one of the first is to start thinking about it in a more realistic manner. An early retirement is not necessarily stop working life, but think of it as a more comfortable schedule that provides you opportunities to relax and pursue your passion and interests and live life on your own terms. You may or may not undertake an activity which can be monetized, meaning which provides you some sort of income - not necessarily to cover your living expenses in whole/part. So do give it some thought of how you intend to keep yourself occupied once you retire from your "current schedule". Will you generate any source of income or will you incur/require more expense.

At current age of 52, an early retirement even if we consider at 55 years of age, it a still a long life ahead. I will make a lot of assumptions in my response as these are not known from your query - such as life expectancy of another 30 years, average return of 8% on all investments for future etc. Are the 2 real estate properties earning any kind of rent that can be considered as income.
There are too many variables that go into the calculations for retirement which are specific to each individual and their circle of life.

Generic solution - You have a currently accumulated investments valued at INR 2.65 Cr (all investments less loan).

Current monthly expenses is INR 1 Lac, over which inflation needs to be applied each year (depends on lifestyle and composition of items of expenses).

So if your cumulative investments appreciate at average 8% annually, and your monthly expense increases at 6% annual inflation, your current accumulated investments are just about enough to manage expenses for next 30yrs (excluding tax implications - refer below).

Points to consider -
1. Inflation in real world is more than 6% (depends on the individual)
2. Liquidation of investments e.g. Real estate attract expenses/fees and tax on capital gains as it will be lumpsum
3. PF post retirement will earn interest only for 3 years, so you need to plan to re-invest the amount
4. Interest income on FD attracts tax at slab rate
5. Withdrawal of amount for monthly expense from your investments will attract tax on capital gains (MF and Equity)

I strongly recommend you connect with a Certified Financial Planner for personalized guidance and prepare a plan that will take into consideration your risk profile and overall investment management towards the retirement. Benefits will include a more tax efficient plan which will consider your requirements and ensure retirement goals are achieved and if there is a shortfall - what alternatives you need to consider.

Hope this is helpful and all the best for the future.

Regards
Janak Patel
Certified Financial Planner.

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Dr Nagarajan J S K

Dr Nagarajan J S K   |174 Answers  |Ask -

Health Science and Pharmaceutical Careers Expert - Answered on Dec 04, 2024

Career
Sir I am preparing for mbbs, but I'm not able to crack that. I'm a middle class student. Can I pursue mbbs in abroad under 8 lakhs in a best college for mbbs?After that can I able to be a doctor in India?
Ans: Hi Lagna,

It seems you haven’t provided the details clearly on this platform. If you could share more information, I’m sure you will receive helpful input.

Based on your message, I understand that you are considering pursuing a career in medicine. If you intend to enroll in a medical program either in India or abroad and plan to practice in India after completion, here are some important guidelines according to the National Medical Commission (NMC):

You must appear for the NEET exam, as it is a mandatory requirement for anyone wishing to pursue graduate medical education in India or elsewhere while intending to return and practice in India. According to the NMC eligibility criteria: “No student shall be eligible to pursue graduate medical education either in India or elsewhere (if they want to return and practice in India), except by scoring the minimum eligible score at the NEET UG exam. The UGMEB will announce the list of eligible students periodically.”

Therefore, I recommend preparing for the NEET exam and trying to secure admission in India itself. If you choose to pursue medical education abroad, you can still practice in India, but you will need to pass exit exams as well.

Regarding your question about pursuing MBBS abroad for under 8 lakhs, are you asking if this is per year or for the entire course? Studying abroad at that cost per year is possible. However, when you take into account the total expenses, which include course fees, accommodation, food, travel, visa, and other costs, it might be more feasible to complete your MBBS in India.

I hope this clarifies your queries!

...Read more

Patrick

Patrick Dsouza  |879 Answers  |Ask -

CAT, XAT, CMAT, CET Expert - Answered on Dec 04, 2024

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Career
Hi Sir, I am 41 years old. I've 15 years of experience in Finance (FP&A) domain. In last 2.5 years I have changed 3 companies due to lay off, Cultural misfit and latest one due to Personal and family issue. I quit my last job in Sept'24 (from Apr;24 to Sept'24). Due to some family issues, Lay offs, Challenges faced on the job I am feeling very low. I don't have any confidence left as a result don't want to return to work out of fear and anxiety. However, I also want to upskill myself and thinking of pursuing US CMA. But I am in dilemna that with around 15 years of work experience would it open any gates for growth opportunities going forward. Another dilemna that I am constantly fighting is to whether think of making a switch from Finance domain to Learning & Development domain. I have good communication & interpersonal skills and have always had a liking towards L&D domain. Now myself on a Career break I am not sure how to proceed further - Whether to pursue my Career in Finance and look for jobs in Finance domain and then gradually look to switch to L&D domain or Look for the opportunities only in L&D domain. I have an emergency fund that can take care of my expenses for next 6-8 months. Looking forward to your guidance that can help me bounce back in my career as I am feeling lost, depressed and Lack of Confidence at present in life. Thanks.
Ans: Learning is a continuous process. So doing a course in Finance should not be a problem. As far as getting into LnD domain, start with being a faculty in one of the colleges or can start with taking private tuitions. See if it suits you. If it does, then you can decide to make the switch.

...Read more

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