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T S Khurana

T S Khurana   |563 Answers  |Ask -

Tax Expert - Answered on Apr 18, 2026

A certified management accountant since 1993, T S Khurana is a fellow member of The Institute of Cost Accountants of India. His areas of expertise are income tax, specifically litigation cases, and GST.

Since the last 21 years, he has also been providing expert advice on financial matters, including investments and diversification of funds, and wealth building in the long term to his clients.
He believes that investment in real estate is the safest way for better returns and wealth generation over a period of time.

A former chairman of the Chandigarh Chapter of Institute of Cost Accountants of India, T S Khurana has also served as member of its technical committee.... more
Sourabh Question by Sourabh on Apr 15, 2026Hindi
Money

Sir, I was working with Cholamandalam DBS Finance ltd from Period 2007 to 2009 back than UAN and Aadhar card were not there, i left company and company name changes to Cholamandalm Finvest .... i have my PF number (chennai TAmilnadu), i have tried contacting HR and PF office but both are saying they do not have any details of my account with them, how to proceed / its been long time,...i have tagged seniors of the department finance ministry to no use.

Ans: 01. Since you have got your PF Number, so you might also have any latest account statement of your PF Account. If not, first get account statement, so that you are sure of the balance standing in the account. Kindly note, when PF number is there, the department must provide you its account statement also.
02. Once you get the account statement, then proceed to request the concerned PF Officers to help you in withdrawal of your funds.
03. In the meanwhile, when you were in job, your might have some record of you PF account, like annual statements. This may also be helpful in making your case stronger.
Most Welcome for further clarifications, if any. Thanks.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Ramalingam

Ramalingam Kalirajan  |11176 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 11, 2024

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I have Worked in a Company at MUMBAI from FEBRUARY 2004 up to FEBRUARY 2017.... The HEAD OFFICE of this Company is in DELHI and thus the EPFO ACCOUNT and It's RECORDS / HR Desk too are Maintained and Based at DELHI EPFO OFFICE. During this Service I was Even Posted in VADODARA for TWO YEARS. A New EPFO ACCOUNT NUMBER Was Created with GUJARAT PF OFFICE and PF DEDUCTIONS and EMPLOYER'S CONTRIBUTION were Duly Made in this PF Account. Upon My RETURN Back to MUMBAI the BALANCE of this GUJARAT PF ACCOUNT was Duly TRANSFERRED To the DELHI Office and the PF ACCOUNT AT DELHI H.O. SUBSEQUENTLY UPON BEING BY AN AUSTRALIAN BRAND THE COMPANY FROM APRIL 2008 ONWARDS IMPLEMENTED and MIGRATED ON TO THE EPFO's ONLINE MODULE i.e. *UAN* PORTAL AND THUS THE PREVIOUS PF DATA WAS TRANSFERRED AND UPLOADED UNDER THE UAN ACCOUNT No. In 2017 UPON MY EXIT THE PF BALANCE WAS TRANSFERRED TO THE PF ACCOUNT OF MY NEW EMPLOYER BEING MAINTAINED AT COIMBATORE. *UNFORTUNATELY THERE ARE NO DETAILS OR DATA OF MY PF ACCOUNT UPLOADED and THUS NOT SHOWING / REFLECTING ON THE EPFO UAN PORTAL FOR THE PERIOD FEBRUARY 2004 up to MARCH 2008..... SEVERAL ATTEMPTS TO SEEK THE ABOVE DETAILS FROM THE EPFO'S BANDRA OFFICE and EVEN THROUGH EMAIL ARE FUTILE and THUS DETAILS ARE NOT BEING PROVIDED...... DUE TO THIS I AM EVEN UNABLE TO UPLOAD MY ONLINE CLAIM / WITHDRAWAL REQUEST AND ENCASH MY PF AMOUNTS...... PLEASE URGENTLY GUIDE AND HELP
Ans: Here's how you can approach the situation of missing PF data for your period of employment between February 2004 and March 2008:

1. Contact Delhi EPFO:

Since your main PF account was maintained at the Delhi EPFO office, it's crucial to reach out to them again.
Try contacting the Delhi EPFO grievance redressal officer (https://epfigms.gov.in/grievance/grievancemaster) through email or phone. Clearly explain the issue with missing data and the attempts you've already made to get it resolved. Mention your UAN number and the period for which data is missing.
Be persistent and follow up on your communication.
2. Utilize Online Grievance Portal:

The EPFO website offers an online grievance redressal portal (https://epfigms.gov.in/grievance/grievancemaster).
Register a grievance there, outlining the details of the missing data and the unresponsive nature of the Bandra office.
3. Approach EPFO Helpline:

You can also try contacting the EPFO helpline at 1800-118-0055.
Explain your situation and seek guidance on how to get the missing data reflected in your UAN account.
4. Reach Out to Ex-Employer (if possible):

If you're still in touch with your former employer (the one before the Australian brand takeover), try contacting their HR department.
They might have copies of your PF records for the period in question, which could be helpful in getting the data updated in your UAN.
5. Utilize UAN Portal's "Contact Us" Option:

While the UAN portal might not directly resolve the issue, you can try using the "Contact Us" option and explain your situation.
They might be able to provide additional guidance or escalate your concern within the EPFO system.
Here are some additional tips:

Maintain a record of all your communication with the EPFO offices, including emails, phone call logs, and grievance reference numbers.
If you have any documents related to your PF account for the missing period, such as payslips showing PF deductions, keep them handy.
Consider getting help from a professional PF consultant if the issue persists. They can navigate the EPFO processes and handle communication on your behalf.
Remember, persistence is key. By following these steps and keeping track of your communication, you should be able to get your missing PF data reflected in your UAN and access your PF funds.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

..Read more

Milind

Milind Vadjikar  | Answer  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 18, 2024

Asked by Anonymous - Nov 18, 2024Hindi
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I am 64 years old and previously worked at Observar India Ltd. for over 15 years. However, the organization shut down many years ago, and I do not have the UAN (Universal Account Number) or PF (Provident Fund) number associated with my employment during that period. After my tenure at Observar India Ltd., I began working with Viacom18, where I am currently employed, and I have all the necessary details of my present PF account. I would like to know the process for retrieving or transferring the PF funds accumulated during my time at Observar India Ltd. to my current PF account. Considering that the company no longer exists and I lack the old PF details, what steps can I take to initiate the process? Additionally, what documents or records will be required to locate and claim the funds from my previous employment? Any guidance on dealing with such situations where the employer is no longer operational would be greatly appreciated.
Ans: Hello;

If you don't remember your EPF account number and your employer is closed, you can try these options:

1. Check your salary slip: Employers usually include the PF account number on the employee's salary slip.

2. Visit the EPFO office: You can visit the EPFO office with your identity proof and application form to get your PF number.

3.Call the EPFO helpline: You can call the EPFO helpline for information and to track past accounts.

4.Go to the EPFO website: You can fill out some basic information on the EPFO website to locate your dormant account.

Once you get the pf account number you may proceed for offline or online withdrawal of the same.

Best wishes;

..Read more

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