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Samraat Jadhav  |2574 Answers  |Ask -

Stock Market Expert - Answered on Aug 01, 2025

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more
VIBHASH Question by VIBHASH on Aug 01, 2025Hindi
Money

Hi Sir , some how surfing on the mobile , i get one app 360ONE ASSET and I opened the account with them . I am new and want to learn about stock market , so i started following the advises and do the small investment of 10k . later on by mistake i have clicked their some IPO offer and I got some shares allocated . but i don't have such a big fund . now the share is listed , though showing profit but i dnt have money to pay this ipo debt .What will be the consequenses for me .

Ans: this is a potential fraud as there is no such IPO scheme, if you have money then only the allotment happens and all this money is blocked first through ASBA.
connect - fraudalert @ 360 . one
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Career Counsellor - Answered on May 09, 2026

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My sister has an option to go for EEE/ECE in VIT Vellore campus or AI/ML in VIT Amravati/Bhopal campus. Which option should she go for? Want to maximise on placement opportunities in these uncertain times. Other colleges in list: 1. CSE, AI in SRM University (Ramapuram) 2. CSE /AI in Alliance University 3. CSE/ AI in Mahindra Ecole School of Engineering. Would really appreciate some help.
Ans: Satvik, before I answer your question, I suggest you ask your sister which branch she is interested in or passionate about, and what types of problems she wants to solve in the future to make the best choice. However, she should also remain adaptable and open to changing her focus if her interests evolve during her undergraduate program by upgrading her skills and staying informed about job market trends. Answering your question, please note, for placement security, VIT Vellore ECE is the best choice, offering a strong balance of brand reputation, alumni network, recruiters, and access to tech placements, with VIT reporting top recruiters and a high CTC of ?1 crore across all campuses. VIT Vellore EEE is a good option only if she is committed to developing strong coding and electronics skills. The AI-ML branch at VIT AP or Bhopal is attractive, though the campus brand is not as established as Vellore; notably, VIT Bhopal reported a highest package of 51 LPA and over 1,100 placements for 2025. Mahindra University’s CSE/AI program is a promising emerging option, with an average salary of 9.1 LPA and a highest package of 40 LPA in 2024. SRM Ramapuram’s CSE/AI offers a reasonable backup, while Alliance’s CSE/AI should be considered last. Overall, the final recommendation is to prioritize VIT Vellore ECE over AI/ML at the newer campuses. All the Best for Your Sister's Prosperous Future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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