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Mihir Tanna |1113 Answers |Ask -Follow

Tax Expert - Answered on Sep 08, 2025

Mihir Ashok Tanna, who works with a well-known chartered accountancy firm in Mumbai, has more than 15 years of experience in direct taxation.
He handles various kinds of matters related to direct tax such as PAN/ TAN application; compliance including ITR, TDS return filing; issuance/ filing of statutory forms like Form 15CB, Form 61A, etc; application u/s 10(46); application for condonation of delay; application for lower/ nil TDS certificate; transfer pricing and study report; advisory/ opinion on direct tax matters; handling various income-tax notices; compounding application on show cause for TDS default; verification of books for TDS/ TCS/ equalisation levy compliance; application for pending income-tax demand and refund; charitable trust taxation and compliance; income-tax scrutiny and CIT(A) for all types of taxpayers including individuals, firms, LLPs, corporates, trusts, non-resident individuals and companies.
He regularly represents clients before the income tax authorities including the commissioner of income tax (appeal).... more

Question by Padmaja on Sep 06, 2025Hindi

Money

How to prevent 25laks tax per year while getting 75 lakhs aggregate per annum working in a semi govt organization

Ans: After revision in slab rate, new tax regime is likely to be beneficial for most of the taxpayers. Salaried person taxability also depends on salary structure. If it include certain allowance/reimbursement which are still allowed under new tax regime, some tax savings can be done. NPS investment through employer also provide some tax relief under new tax regime.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Mihir Tanna |1113 Answers |Ask -Follow

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Question by Adivirao - Jan 31, 2023Hindi

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how o reduce tax for the CTC of 30lac plus employees ?

Ans: For salaried employee, tax benefits are available if salary structure is designed by employer in such a way that maximum tax benefit can be availed as per income tax provisions. If salary structure is planned after considering normal spending on car, driver, attire (Uniform Allowance), Allowance for encouraging Academic Research and Professional pursuits, Newspaper and Periodicals, Conveyance allowance granted to meet the expenditure incurred on conveyance in the performance of duties of an office; it can reduce tax liability.

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Question by Rishi - Feb 08, 2023Hindi

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My annual salary is Rs 25 lac. I save Rs 1.5 lac in 80C. Which tax regime should I use for lesser tax ?

Ans: Pls use the old regime and look at all options of Tax saving like Mediclaim, LTA, HRA etc

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Tax Expert - Answered on Apr 06, 2023

Question by Rajeev - Apr 05, 2023Hindi

Money

Sir I am in a temperory govt job and recieving a salary around 75k per month..since 5 months i didn't recieve salary due to some technical problem and now they are planning to pay me whole amount in financial year 2024..due to this my slab will change from 20%to 30% and i need to pay more tax without any salary hike..can you suggest some solution for that..

Ans: Hi Rajeev
Salary is taxable on receipt or due basis, whichever is earlier. Hence technically you are liable to be taxed for the salary in the year it was due to be received regardless of the fact that it was not actually paid to you.

In case you do not have any other source of income, this 5 months salary would not attract any tax under either of the tax regimes so you could go ahead disclose this income in the current year and not in 2024

Mihir Tanna |1113 Answers |Ask -Follow

Tax Expert - Answered on Nov 16, 2023

Asked by Anonymous - Nov 05, 2023Hindi

Money

Dear Sir, I'm a pensioner and also working with pvt sector. How to save tax from both income..

Ans: Deductions and exemptions depends on several conditions and tax regime opted by the assessee. You can read about it from income tax portal

https://www.incometax.gov.in/iec/foportal/help/individual/return-applicable-1

https://incometaxindia.gov.in/charts%20%20tables/deductions.htm#:~:text=Deduction%20is%20limited%20to%20whole,sections%2080C%2C%2080CCC%20and%2080CCD.

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Tax Expert - Answered on Aug 10, 2024

Question by PRADIP - Aug 02, 2024Hindi

Money

i am salaried person which regime to be filled in fy 24-25 & how save the tax.

Ans: Please calculate your tax liability under both tax regimes & select the option, in which you have minimum tax liability.
It is not possible to generalise the selection of tax regime. It depends upon the individual details, Income & Saving patron to take advantage under both schemes.
Most welcome for any further clarifications. Thanks.

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MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 13, 2026

Question by Rahul - Jun 13, 2026Hindi

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Sir, Partial dropper this side,at kle Technological University placements have been dropping here so now my options are iiit dharwad cse vs iit dharwad bs ms /engineering physics...i want to do a job for few years before eventually going to research/teaching ... suggest something for me.. thank you..

Ans: Prefer CSE at IIIT Dharwad. IIT Dharwad BS-MS/Engineering Physics is better suited for students already committed to research or higher studies. The IIT tag is valuable, but for your stated goal (job first, research later), IIIT Dharwad CSE is the more practical choice. However, it is highly recommended to talk face to face with any counsellor in your home city or nearby to get more clarity and make the correct decision if you think so after my reply.

Good luck.
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MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 13, 2026

Asked by Anonymous - Jun 13, 2026

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Greetings of the day, I have a chance of getting MAIT/MSIT CSE related branches, also I have got MIT Bangalore CSE. What should I consider from these colleges?

Ans: Prefer CSE @ MAIT/MSIT over CSE @ MIT Bangalore, if possible. Before finalizing, please also consider the distance of the colleges from your hometown. It is better to choose the nearest one to reduce upcoming expenses. The final decision will be yours.

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Question by Annu - Jun 13, 2026Hindi

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My son got 203 marks in bitsat have any chance in bitsat

Ans: With the BIT-SAT score, tech or core branches are not possible. But you may expect some lower branches/MSc options.

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MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 13, 2026

Asked by Anonymous - Jun 13, 2026

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My son gets ECE at VIT vellore (cat-2), ECE @ IIIT NAGPUR & ECE @ BIT MESRA What to prioritise

Ans: The preference order may be: BIT Mesra ECE > VIT Vellore ECE (Cat-2) > IIIT Nagpur ECE

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MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 13, 2026

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My son got 24k rank in Vit and 3k rank in Mit and235 marks in Bitsat, 152lac in Jee mains. Mit Manipal is offering him Cse and Vit Chennai is offering him Cse too. Please suggest us what should he choose.

Ans: Prefer CSE @ Manipal over CSE @ VIT Chennai if possible. With the BIT-SAT score, tech branches are not possible. But you may expect some lower branches/MSc options.

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MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 13, 2026

Asked by Anonymous - Jun 13, 2026Hindi

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My son gets ECE at VIT vellore (cat-2), ECE @ IIIT NAGPUR & ECE @ BIT MESRA What to prioritise for him

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Question by Lingutla - Jun 13, 2026Hindi

Career

Sir my son got 3253 rank in vit integrated mtech program for cse branch which branch and which category will come

Ans: This is just approximation/estimation please - your son has chances with CSE-related branches (Cyber Security / Data Science / Software Engineering) @ VIT Chennai in Category 3–5, while VIT Vellore CSE specializations may be difficult except in higher categories if seats remain.

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Dr Shakeeb Ahmed Khan |191 Answers |Ask -Follow

Physiotherapist - Answered on Jun 13, 2026

Asked by Anonymous - Jun 08, 2026Hindi

Health

I have asked this question 3 weeks ago and still no response. Please can someone address this. Hi health expert, I have been struggling with severe health anxiety for many years now. I am currently in my mid-40s and I think this started after a traumatic experience around 10–12 years ago. We had gone on a family vacation and shortly after returning my uncle fell seriously ill. After diagnosis we found out he had advanced stage cancer and we lost him within a few months. The shock of that experience affected me deeply and ever since then I have lived with an intense fear of cancer and serious illness. Even small things like a stomach ache, a pimple, swelling, fever, or any unusual sensation trigger extreme fear in me. I immediately start thinking the worst and it causes sleepless nights and constant worry. This has seriously affected my quality of life. Along with the anxiety, my OCD symptoms also become very intense during these phases. It feels like there’s a voice in my head constantly telling me to perform certain rituals like praying immediately, drinking water at a specific moment, not switching off the AC, or doing random actions “or else” something bad will happen. It becomes mentally exhausting, and at times I struggle to function normally in my daily routine. I have consulted several psychiatrists and psychologists over the years, but I still feel unhappy and stuck. I am reaching out here to ask if anyone has experienced something similar or found anything that genuinely helped whether coping techniques, home remedies, calming practices, or anything else that brought some peace and stability. Basically I am looking for some home remedy and also want to check is this something rare or they are people who goi through this.

Ans: Dear Sir/ Madam. Thank you for reaching out. I am responding as Physiotherapist which is allied health care professional and not as core medical professional. As a physiotherapist, I want you to know that what you're experiencing is not rare many people live with this cycle of health anxiety ..A simple but powerful home remedy is diaphragmatic breathing: inhale slowly for 4 seconds, hold for 2, exhale for 6 seconds, repeating for 5–10 minutes whenever a trigger arises. Progressive muscle relaxation (tensing and releasing each muscle group from toes to head) can also calm your nervous system and break the urge to perform rituals. Gentle, mindful walking outdoors for 15–20 minutes daily helps ground you in physical sensations rather than fearful thoughts. I strongly recommend to also visit a Psychiatrist as well as clinical psychologist specializing in exposure and response prevention (ERP) therapy, which is highly effective for health anxiety. Additionally, consult family physician to rule out any underlying medical issues, which may ease your fears. Keep taking small steps. I wish you quick recovery

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Career Counsellor - Answered on Jun 13, 2026

Question by Kavitha - Jun 13, 2026Hindi

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My son got IIT Nagpur branch ECE in round 1. Is it good to take admission or wait for another rounds for better colleges.Please suggest Sir.

Ans: Kavitha Madam, IIT-Nagpur? Seems there is a typing error. I think you refer about IIIT-Nagpur-ECE. Whether to Float this option depends upon your Son's Rank to Know The possibilities of Getting Better IIITs or NITs Established 15-20 Years Back and/or Having Better Ranking among Others/than IIIT-Nagpur, and also the Choices Filled by Your Son in JoSAA. Still, IIIT-Nagpur-ECE Is a Good Choice Madam. All The BEST for Your Son's Bright Future.

Follow RediffGURU to Know More on 'Careers | Health | Relationship | Money '.

Nayagam P P |12045 Answers |Ask -Follow

Career Counsellor - Answered on Jun 13, 2026

Asked by Anonymous - Jun 13, 2026

Career

My son gets ECE at VIT vellore (cat-2), ECE @ IIIT NAGPUR & ECE @ BIT MESRA What to prioritise please help

Ans: Prefer Colleges (BIT-M, Followed by IIIT-N) through JoSAA Over Private Colleges Like VIT. All The BEST for Your Son's Bright Future. Follow RediffGURU to Know More on ' Careers | Health | Relationship | Money '.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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