Hello Mihir : I wanted to ask about capital gain tax for the below scenario. I purchased a flat in 2021 with loan from ICICI that still has a balance of around 75 lakhs to be paid off. The property price on agreement was Rs. 1.25 Crores, while the original loan amount was around 100 lakhs. I plan to sell this property this year after 5 years of purchasing this property and may be able to get total 160 lakhs as an estimate. a) I plan to repay the loan of Rs.75 lakhs from this sale and close the loan a/c . Will I need to pay Capital gain tax If I to buy a shop for commercial use or use the money to build a house in a plot I own? If yes what are the alternatives to avoid please suggest.

Ans: Prefer DS + AI at IIT Madras as the 1st preference, followed by Guwahati and Jodhpur. In all cases, long-term career impact depends far more on your projects, skills, and internships than on the specific IIT tag. Even after admission to a specific IIT, you will need to learn more via online courses to meet market and tech requirements.

Good luck.
Follow me if you receive this reply.
Radheshyam

Ans: Shyam Sir, I have thoroughly reviewed your son’s background. You haven’t mentioned whether he is continuing with the ISC board or has enrolled in the CBSE board with Allen-JEE coaching for this 11th/12th Grade. Firstly, I recommend a psychometric test for your son to gain a rough idea of the most suitable career options for him.

Secondly, job opportunities exist across domains, but to be competitive, your son must have passion and interest in his chosen field and continuously upgrade both technical and soft skills relevant to that domain.

Thirdly, besides understanding suitable career options through the psychometric test, ask him what types of problems he is interested in solving in the future.

Fourthly, since you mentioned his performance is better in History and Geography than in Science and Maths, Allen-JEE coaching would be suitable only if he is truly interested in Maths and Science. If not, his performance may fall short of expectations, leading to demotivation.

My suggestion is to consider enrolling him in the Arts/Humanities stream with a focus on Geography-centric subjects. Later, he can pursue civil services, media, law, or management studies. Reassess his progress after about a year (by December 2026), focusing on his interest, mental health, and realistic performance rather than perceived job security alone.

Before he completes 11th grade (by February 2026), you both can collectively decide and start preparing for entrance exams in law, media, or management (CUET, CLAT, IPMAT, NPAT, SET etc.) based on his interests and future plans. ALL the BEST for Your Son's Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Ans: Namaste
UGEE is primarily for admission to 5-year Dual Degree B.Tech programs at IIIT Hyderabad
Yes CBSE PCB + NIOS Maths considered equivalent to PCM requirenment provided you should secure A minimum of 60% aggregate in the PCM subjects. However, you must verify the latest IIIT Hyderabad admissions notice.

Ans: Namaste
UGEE is primarily for admission to 5-year Dual Degree B.Tech programs at IIIT Hyderabad
Yes CBSE PCB + NIOS Maths considered equivalent to PCM requirenment provided you should secure A minimum of 60% aggregate in the PCM subjects. However, you must verify the latest IIIT Hyderabad admissions notice.

Ans: Namaste It Will be good decision if you opt abroad education at your 4th year degree. You should try to prepare your IELTS or TOEFL in your 3rd year.

Ans: Namaste
As you have asked future proof career, honestly nothing untouched by AI. We have to moun the AI technology for our productive future. So Following are the bracnhes get slightly affected by AI.
AI and Data Science,
Energy Engg,
AI & Machine Learning,
Data Science & Big Data Analytics,
Cybersecurity Engineering,
Renewable Energy Engineering

Even if you did your CSE you can get masters in AI Architect, Prompt Engineering & NLP Specialist wher you can use your knowledege of CSE

Ans: Namaste
Yes NIOS board is accepted for JEE

Ans: HI MUSKAN,
GREETINGS FROM THE REDIFFGURUS!
I think you may not have focused on the NEET exam. Before I share my suggestions, I would like to know your HSC marks.

Instead of pursuing biotech, you could consider opting for a BSc in Agriculture. If you excel in biology, you might even want to consider BDS.

Rather than focusing solely on money, I recommend learning a skill that can lead to a decent income. For example, you could earn a simple degree in chemistry and then move into pharmaceutical marketing. This path could offer you a salary range of 4-6 LPA, and after gaining a few years of experience, you can advance further and find success.

BEST WISHES.

Ans: Namaste, Welcome to the land of respect & getting opportunity to nurture budding future of our Country. You are pursuing Advanced diploma in pre primary and primary teacher's training. This certification opens diverse career paths in early childhood education, preschool teachers, primary teachers, curriculum developers.
Now there are some other certifications an institutes in India which offers more knowledge and keep you updated in your choosen field. Like Symbiosis, NCTA.
The salary offered once you will complete certifications: Fresher(entry level) 1.6Lakh to 3.5Lakh