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Reetika Sharma |626 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Apr 09, 2026

Reetika Sharma is a certified financial planner and CEO of F-Secure Solutions.
She advises clients about investments, insurance, tax and estate planning and manages high net-worth individual’s portfolios.
Reetika has an MBA in finance from the Institute of Chartered Financial Analysts of India (ICFAI) and an engineer degree from NIT, Jalandhar.
She also holds certifications from the Financial Planning Standards Board India (FPSB), Association of Mutual Funds in India (AMFI) and Insurance Regulatory and Development Authority of India (IRDAI).... more

Asked by Anonymous - Mar 06, 2026Hindi

Money

is franklin india midcap good for long term? Looks like it is neither good nor bad category. Should I continue with this fund or look for alternate midcap funds?

Ans: Go for axis midcap fund.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Of these listed mutual funds, Mid Cap & small cap is not performing well. Should I continue with same mutual fund or SIP? Switch to another mutual fund or stop not performing mutual fund. Is there any other good performing mutual fund? Please suggest. I will be thankful to you. Name of the Fund Category RankMF Star Rating Suman Ghosh ELSS: 1. Mirae Asset Tax Saver Equity - ELSS 4 2. Axis Long Term Equity Fund. Equity - ELSS 5 Large Cap: 1. HDFC Top 100 Fund-DP-Growth Equity - Large Cap Fund 4 2. Axis Blue Chip Fund- Direct Equity - Large Cap Fund 5 3. RELIANCE LARGE CAP FUND Equity - Large Cap Fund 4 LargeCap & Mid Cap 1. DSP Equity Opportunities Fund - Direct Equity - Large & Mid Cap Fund 4 2. Mirae Asset emerging blue Chip Fund Equity - Large & Mid Cap Fund 4 Multi Cap: 1. Axis 25 Focused Fund Equity - Focused Fund 5 2. SBI Magnum Multi Cap Fund-Dir G Equity - Multi Cap Fund 4 3. ABSL Equity Fund - Growth-DIRECT Equity - Multi Cap Fund 4 4. KotakStandardMulti Cap Fund Equity - Multi Cap Fund 4 5. SBI focused equity fund Equity - Focused Fund 5 Mid Cap: 1. ICICI Mid Cap Fund Plan -Direct Equity - Mid Cap Fund 2 2. L&T Mid Cap Fund Equity - Mid Cap Fund 3 Smallcap:- 1. SBI Small Cap Fund Dir Growth Equity - Small cap Fund 3

Ans: You may please continue with 4 and 5 star schemes; for the rest you can consider these:

Equity - Small cap Fund

Kotak Small Cap Fund – Growth
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Equity - Mid Cap Fund:

DSP Mid Cap Fund – Growth
SBI Magnum MID CAP FUND – GROWTH
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Question by Ajit - Aug 31, 2020Hindi

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Hope you are doing well. My query is I have invested in Franklin Templeton India Opportunities Fund and Franklin Templeton Smaller Companies Fund for more than 3 years now. But, I haven't seen growth in NAV. Not sure if I should continue my investment there or pull out from there and invest elsewhere. If yes, which are the other funds you suggest for a long term investment. Thanks in advance.

Name of the Fund	Category	Recommendations
Franklin Templeton India Opportunities Fund	Equity - Thematic Fund - Other	Switch to Axis ESG Equity
Franklin Templeton Smaller Companies Fund	Equity - Small cap Fund	Switch to Axis Small Cap

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I am investing in following funds since 1 year. 1. Mirae Asset Midcap Reg-G - 4000, 2. UTI Value Opp Reg-G - 2500, 3. Axis Flexi Cap Reg-G -3000, 4. Franklin Build Ind Reg-G - 5000, 5. SBI Magnum MidCap Reg Fund-G - 3000. My Investment horizon are for 15 to 20 years. Let me know is this a good fund to continue and should I hold this fund or release it? Also let me know some good fund for 10 to 15 years where I can invest?

Ans: Hi Subhra, thanks for writing in. You are investing in good funds and can continue to invest in these.

Stepping up your investment amount every year by 10% or more will help you create a larger corpus.

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Question by Kishorchandra - May 05, 2023Hindi

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Pl suggest some midcaps stocks for long term investment.. Pl also advise for GNFC and GSFC whether to hold..Thank you, Sir

Ans: "CASH FLOW" is KINGðŸ‘‘in turbulent times. Keep an eye on these High RoCE, Small & Midcap #stocks with top cash flows:

ðŸ’µIEX
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ðŸ’µChemplast San
ðŸ’µGSPL
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ðŸ’µBlueDart Exp
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Hi, Just wanted to check whether these funds are good for long term investment or do I need to realign. Pls guide. This is for my son he is just started his carrier in It industry few months back. ABSL NIFTY MIDCAP INDEX FUNE 5K, SBI SMALL CAP FUND 2K, QUANTA SMALL CAP FUND 3K, HDFC FELXI CAP FUND 5K, PARAG PAREKH FLEXI FUND 5K,

Ans: The funds selected cover a variety of market segments and investment styles, providing good diversification. To determine if they're suitable for long-term investment, consider factors such as their track record, consistency, fund management, expense ratios, and alignment with your son's investment goals and risk tolerance. Regularly review the performance and make adjustments as needed to ensure they remain aligned with his objectives over the long term. If uncertain, consulting a financial advisor can provide personalized guidance.

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“I am from Nepal, but currently I am staying in India. I want to continue my studies. If I complete 10th grade from NIOS, will I be able to go back to Nepal and take admission in 11th grade?”

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My daughter got 989 marks in intermediate (telangana). Her chances of getting a seat in sastra university. Please let me know. Thank you.

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Good luck.
Follow me if you receive this reply.
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I have got 88.095%ile in JEE mains. Female, general category from Chandigarh. I want to pursue Btech in AI/ML or Btech in Aerospace. Which good colleges can I get? My budget is under 15L. I got admission letter from JKLU and I'm considering Jaypee, NMIMS Mumbai, SLIET. I want to know what more options I have, please help

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Good luck.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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