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Samraat Jadhav |2575 Answers |Ask -Follow

Stock Market Expert - Answered on Sep 30, 2025

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more

Question by Naresh on Sep 29, 2025Hindi

Money

Dishtv kye 114 share karide hai

Ans: the business of Dish is finished in India, exit kardo

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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"My take-home salary is ₹1.7 lakh per month, and I sold my plot for a capital gain of ₹30 lakh. Please let me know how much of it will be taxable. I am also planning to construct a house, so please suggest how I can reduce my tax."

Ans: If you are constructing an house and if it gets completed within 3 years from the date of sale of plot, then you can claim exemption from capital gain of plot. Till the construction starts, you need to keep the sale proceeds in the capital gain scheme account.
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I am a retired person having incomes from pension, interests and occasional capital gains which are received in my savings bank account with me as first holder and my wife as joint hloder.These incomes are duly account in my ITR.My wife has separate interest income (small amount) from individual single SB AC in her name.As my wife turns 60, I plan to take a SCSS in her name (me as joint holder);from my retirement savings parked in our joint account.Can I add interest income from this SCSS (recd in joint account with me as first holder) in my ITR or is it necessary to file separate ITR for my wife for the same?

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Dear sir Kindly compare and guide the choice between KIET ghaziabad and ABES ghaziabad. I think KIET is now deemed University as it is not participating in UPTAC this time.. Please guide

Ans: KIET has become a deemed-to-be university. Prefer ECE @ KIET if possible. The final choice will be yours.

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My daughter got sc 30000 rank in jee mains.where she can get the seat in josaa.plz guide

Ans: Your daughter may have chances with lower NITs, newer IIITs, and many GFTIs in branches like Civil, Mechanical, Production, Metallurgy, Biotechnology, or similar. But it is not certain. Please keep backup option ready.

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Asked by Anonymous - Jun 10, 2026Hindi

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Sir, my son has got KCET rank 5650 and Comedk rank 7584. He wants to do Btech ECE. Which college he can get and would be best for him in Bangalore for general merit?

Ans: ECE, Bangalore-based preferences may be: DSCE > BIT > UVCE > BMSIT. The preference order may be different from person to person due to many circumstances.

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My son got BTech Robotics and AI in VIT Chennai in cat 3. He has also applied for MTech Integrated Datascience in VIT Chennai for which his rank is 1800. Which program you recommend sir

Ans: Prefer B.Tech Robotics & AI (Cat-3) if possible.

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Asked by Anonymous - Jun 09, 2026

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I am in vit chennai.so i am going to my second year.recently i got a chance to change from fashion technology to mechatronics and autoomation.i plan on changing because i am not that interested in fashion tech and i am quite interested in mechatronics.but i am not sure if this decison will be right or wrong.what should i do?

Ans: If you are genuinely interested in robotics/systems, **switch to Mechatronics & Automation**. Staying in Fashion Tech with low interest will hurt long-term growth and placements. Switch only after confirming the curriculum, workload, and placement outcomes before the final decision. (You have to cover the 1st-year extra syllabus as well.) Many students do this kind of exercise in the 2nd year. You can also be one of them. No harm in shifting from one branch to another while keeping your interest in learning alive.

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My son got 21459 rank in jee mains general category male in u.p What is the priority in between nit utrakhand c.s and nit hamirpur electronics and communication Suggest which is better option

Ans: Prefer CSE @ NIT Uttarakhand if possible. But if distance is the problem, then there is no harm in going with ECE @ NIT Hamirpur.

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My daughter has got JEE advanced Rank 6062, Mains 3454 and have qualified IIITH UGEE and her BITSAT score is 290. Based on her advance rank she can get IITD Chemical or engineering physics, IIT Roorkee electrical IIT Guwahati Electronics and Electrical, IIT BHU Electronics. She has option to join IIITH 4or 5 year ECE/CSE or can get BITS Pilani ECE. She does not want to join CSE branches, She has preference for EC and also don't want to lose on IIT Delhi opportunity. Please guide the best option for her.

Ans: Best balanced choice: IIT Delhi (Chemical or Engineering Physics) > IIT Roorkee Electrical ≈ IIT Guwahati EEE ≈ IIT BHU ECE > IIIT Hyderabad (ECE) ≈ BITS Pilani ECE. If IIT Delhi is available, it should be preferred even over EC at IIITH/BITS. Please decide the preferred branch first, then consider the distance of the IIT from your hometown, to make a wise decision. Even though we have given the preference order, it is not mandatory for you to follow it. Before making any final decision, give preference to your branch interest. The final choice/decision will be yours.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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