Home > Money > Question
Need Expert Advice?Our Gurus Can Help
Vipul

Vipul Bhavsar  |141 Answers  |Ask -

Tax Expert - Answered on Apr 06, 2026

Vipul Bhavsar is a chartered accountant from The Institute of Chartered Accountants of India. He has over 16 years of experience in corporate advisory, taxation and financial reporting.
His interest areas are consulting, income tax, GST and due diligence.
He founded his CA firm, V J Bhavsar and Associates, in 2010 through which he offers services like virtual CFO, trademark registrations, company /LLP formation, MIS reporting, audit, tax and TDS compliances, accounts receivable/payable management and payroll processing.... more
Asked by Anonymous - Feb 22, 2026Hindi
Money

In the year 2026 from April to March 2027 My pension salary will be 7 lakh & will be getting Doubling NCD 10 lack during October 2026 , kindly give my tax implications on my total incom

Ans: Capital Gains need to be calculated for NCD.
It shall be added to your pension and tax shall be calculated.
You need to consult CA, who will guide you the further process

Vipul J Bhavsar
Chartered Accountant
www.capitalca.in
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
Money

You may like to see similar questions and answers below

Latest Questions
Nayagam P

Nayagam P P  |11011 Answers  |Ask -

Career Counsellor - Answered on Apr 19, 2026

Career
Sir,My son got 144 in BITS and 86percentile in Jee, what will be the best availabilty/option for engineering institute for CS, Mechanical & Electrical
Ans: Rachna Madam, with a BITSAT score of 144, admission to the CSE, Electrical, or Mechanical branches at all three BITS campuses is effectively not possible. Recent official cutoffs have been much higher—for example, Hyderabad closed at CSE 284/319/270, EEE 251/262/239, and Mechanical 218/192/214 in 2023/2024/2025, respectively, with Goa and Pilani cutoffs even higher.

Through JoSAA, with an 86 percentile in JEE Main, admission to CSE in NITs/IIITs is generally unlikely, and getting Mechanical or Electrical in mainstream NITs is also difficult under the open category. Chances improve mainly with home-state quota, reserved categories, female-only seats, or in lower-demand GFTIs and self-financed institutes accepting JEE Main scores.

Please check JoSAA’s official opening and closing rank archives year-wise before filling choices. Your son can focus on mid-tier or newer NITs and IIITs and state-level colleges and should also consider 4-5 reputed private universities as backup options instead of relying solely on BITS or JoSAA. ALL the BEST for Your Son's Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |11011 Answers  |Ask -

Career Counsellor - Answered on Apr 18, 2026

Career
Sir, My son has appeared in Class X ICSE Exam and results are awaited. So far , he has been an average performer academically. I believe he is capable and he can do great if he puts in the hard work. His performance in subjects like History/Geography etc has always been better than in Maths/science. I personally never wanted to force him to choose any stream for higher studies. He also is not sure about it. While discussing I suggested him to go for Commerce or humanities stream and then for MBA from a reputed institution. However, he is more concerned about job opportunities and wanted to go for science. Hence, after a lot of discussion, we have got him admitted in Science stream in Delhi and also got him enrolled in Allen for JEE Coaching. We thought if he adapts well and gets going, then may be he can achieve good result. Otherwise, we may decide to change stream after Class XII. What is your opinion? Request for your suggestion please
Ans: Shyam Sir, I have thoroughly reviewed your son’s background. You haven’t mentioned whether he is continuing with the ISC board or has enrolled in the CBSE board with Allen-JEE coaching for this 11th/12th Grade. Firstly, I recommend a psychometric test for your son to gain a rough idea of the most suitable career options for him.

Secondly, job opportunities exist across domains, but to be competitive, your son must have passion and interest in his chosen field and continuously upgrade both technical and soft skills relevant to that domain.

Thirdly, besides understanding suitable career options through the psychometric test, ask him what types of problems he is interested in solving in the future.

Fourthly, since you mentioned his performance is better in History and Geography than in Science and Maths, Allen-JEE coaching would be suitable only if he is truly interested in Maths and Science. If not, his performance may fall short of expectations, leading to demotivation.

My suggestion is to consider enrolling him in the Arts/Humanities stream with a focus on Geography-centric subjects. Later, he can pursue civil services, media, law, or management studies. Reassess his progress after about a year (by December 2026), focusing on his interest, mental health, and realistic performance rather than perceived job security alone.

Before he completes 11th grade (by February 2026), you both can collectively decide and start preparing for entrance exams in law, media, or management (CUET, CLAT, IPMAT, NPAT, SET etc.) based on his interests and future plans. ALL the BEST for Your Son's Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x