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Komal

Komal Jethmalani  | Answer  |Ask -

Dietician, Diabetes Expert - Answered on Oct 22, 2025

Komal Jethmalani is a practising dietician and nutritionist with over 26 years of experience.
She specialises in weight loss and diabetes management.
Jethmalani has completed her MSc in food and nutrition from SNDT University and trained at Jaslok Hospital.
She is a NDEP-certified diabetes educator.... more
Asked by Anonymous - Jul 24, 2025Hindi
Health

Hello Komal, I've noticed that whenever I'm stressed, I end up overeating - especially sweets and fried snacks. I know what's healthy, but I just can't control myself during anxious times. Could you help me with a structured eating plan or tips that address emotional eating patterns?

Ans: Emotional eating is a coping mechanism where food—especially high-fat, high-sugar comfort foods—is used to soothe stress, anxiety, or boredom. To help you reduce impulsive eating, eat every 3–4 hours to prevent blood sugar dips that trigger cravings. Each meal should include protein foods, healthy fats, complex carbs and fiber-rich veggies. Drink 2–3 liters of water daily. Recognize the triggers; eat slowly, without screens. Try dates, dark chocolate, or fruit with nut butter for sweet carvings and healthy snacks like trail mix, yogurt, boiled eggs; etc.
DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.
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Komal

Komal Jethmalani  | Answer  |Ask -

Dietician, Diabetes Expert - Answered on Oct 19, 2020

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I am a 50 year old male, 6 feet tall, weighing 97 kgs. Recently, I went for a stress echo test and it came out positive. However the follow-up angiography showed no blockage, etc.I am a foodie with a sweet tooth right from childhood. I have been trying to lower my weight, but haven't been successful.I don'T eat junk food very often and eat healthy during the day.However, after dinner at 7.30 pm or 8 pm, I feel very hungry around 10-10.30 pm and that is when the unhealthy eating happens.Lots of people have suggested giving up carbs altogether and eating only proteins and fats, but I want to enjoy eating everything.How should I go about it? Kindly advise.--Namit
Ans:

I agree with your view that one must eat everything

Although we all have tastebuds that are dying to sample all the yummy food around us, we must remember that anything in excess is bad.

Avoid excess calories from high fat and sugar food preparations, including refined food products, processed and ready-to-eat foods

Moderation should be the key!

Having sweets is also permissible if you eat the sugar from the right sources. Include foods like dates, raisins, fruits, dark chocolate and jaggery in your diet to satisfy the sweet tooth.

Have a wholesome meal containing protein- and fibre-rich foods at dinner to avoid hunger pangs.

Additionally, you may have a cup of low fat milk an hour before bed time, if you are still hungry.

This will help induce sleep and improve your feeling of satiety.

Last but not the least, have a daily fitness schedule to increase your metabolism.

..Read more

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Naveenn

Naveenn Kummar  |228 Answers  |Ask -

Financial Planner, MF, Insurance Expert - Answered on Nov 10, 2025

Money
Hi, I'm 49 married with 2 kids aged 16 and 11. I work in mid mgmt in a Finance co. Wife is 45 works at a Bank. Combined annual salary is 80 lakhs. Live in a home which just got loan free. Have a rental income of 40k monthly that my wife gets. Mom also lives with us and she gets a rental income of 45k per month. I have invested in a small office space which will be ready by mid 2027 and has a construction linked plan, have to pay 40L more. I Have stocks of 45L and EPF of 60L PPF of 12 L. Have ancestral property in land at native place not much but say 25L. Mom has pledged 50% of her assets to my sister. Liability of office and company car is 6L. School fees and tution fees are paid from rental income and wife chips in. There's maintenance, club membership fees, insurance, repairs and maintenance, kids pocket money, groceries, internet, mobile, maids etc. which I pay. I'm thinking of quitting my job and starting something on my own. I am a guest lecturer at a college which is pro bono and also helping 2 Startups of friends over weekend with a tiny equity stake in one. Is it a right decision? Pressure at work is high, growth chances are minimum. Many colleagues asked to go. The environment isn't very encouraging. Pls advise if I'm ok financially with about 45 lakhs liability. Never got a chance to save as EMIs were 75% of income. I'm unable to get a direction.
Ans: You are 49, with a stable dual-income family, home loan cleared, and some investments in place. You feel stagnated in your job and want to start something of your own. It’s a natural and valid thought at this life stage — but the decision needs to be planned, not impulsive.

At present, your financial base is decent but not fully liquid. You still have about ?45 lakh in liabilities, upcoming education costs for your children, and limited cash reserves. Your wife’s job and rental income can sustain household expenses, but not much beyond that.

The wise move is to continue your job while you explore your business or investment idea part-time. Use the next 18–24 months to:

Clear pending loans, especially the office property.

Build a minimum ?20–25 lakh emergency corpus.

Fund your children’s education separately.

Test and refine your business idea alongside your job.

Before quitting, also discuss openly with your spouse whether she is comfortable with you stepping away from a steady income. Her emotional and financial comfort will determine how smooth your transition is.

In short:
Keep your job, continue your startup or investing interest part-time, strengthen your finances, and plan a structured exit once liabilities are cleared. Freedom feels best when it’s backed by security, not uncertainty.

Contingency buffer and health insurance details:
For detailed financial planning and portfolio reconstruction, please connect with a Qualified Personal Finance Professional (QPFP).

Disclaimer / Guidance:
The above analysis is generic in nature and based on limited data shared. For accurate projections — including inflation, tax implications, pension structure, and education cost escalation — it is strongly advised to consult a qualified QPFP/CFP or Mutual Fund Distributor (MFD). They can help prepare a comprehensive retirement and goal-based cash flow plan tailored to your unique situation.
Financial planning is not only about returns; it’s about ensuring peace of mind and aligning your money with life goals. A professional planner can help you design a safe, efficient, and realistic roadmap toward your ideal retirement.

Best regards,
Naveenn Kummar, BE, MBA, QPFP
Chief Financial Planner | AMFI Registered MFD
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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