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Nayagam P

Nayagam P P  |10834 Answers  |Ask -

Career Counsellor - Answered on Sep 06, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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anil Question by anil on Sep 06, 2025Hindi
Career

I m in dilemma .. coep E&TC or PICT CS which one wil be better.one stdent on coep campus told me tht coep students face difficulty in MS admission abroad as coep is autonomous and many universities abroad dont recognise coep degree .is it true?

Ans: Anil, The student's concern about COEP's autonomous status affecting MS abroad admission is now outdated. COEP received full university status in June 2022, becoming COEP Technological University. This resolves previous recognition issues, as degrees are now issued by a recognized university, not an autonomous college. WES evaluation is available and international universities can verify credentials directly through the university. COEP E&TC emerges as the prestigious choice with 168+ years legacy, government backing, and recent university status. However, PICT CS offers superior MS abroad prospects due to branch advantages. COEP was established in 1854 with 168+ years legacy while PICT was established in 1983 with 40+ years. COEP has government university status from 2022 while PICT has private autonomous status. COEP has top 100 engineering NIRF ranking while PICT is not in top 100. COEP has 85-90% placement rate while PICT has 90-95%. COEP offers ?8-10 LPA average package while PICT offers ?8-12 LPA. COEP has 15-20% higher studies rate while PICT has 5-8%. Computer Science significantly outperforms E&TC for international opportunities. PICT CS advantages include broader MS options in Computer Science, Data Science, AI/ML, Software Engineering. It has excellent job market abroad with high demand across all industries. It offers research versatility with extensive opportunities in emerging tech domains. It has industry connections with strong ties with global tech companies. COEP E&TC limitations include specialized scope limited to telecom and semiconductor roles. It has fewer MS programs primarily in Electrical Engineering variants. It has moderate job market with niche opportunities compared to CS. Both colleges support WES evaluation and international recognition. COEP advantages include government backing, university status, and prestigious legacy. COEP concerns include new university status may require time for global database updates. PICT advantages include clear University of Pune affiliation and established autonomous recognition. PICT concerns include private institution status and lower overall ranking. Honest student feedback reveals mixed opinions. COEP students appreciate institutional prestige but acknowledge placement packages aren't exceptionally higher than peers. PICT students consistently praise strong industry connections and placement success rates. For MS abroad aspirations, PICT CS is the superior choice scoring 8.5/10 versus COEP E&TC's 7/10. Key reasons include CS branch versatility with multiple MS program options and career paths. It has superior job prospects abroad with high demand in global tech industry. It offers excellent industry connections with better international placement opportunities. It has higher placement rates of 90-95% vs 85-90%. It has clear university affiliation with no recognition ambiguity. COEP E&TC remains excellent with prestigious legacy and university status, but CS branch at PICT provides significantly better MS abroad prospects due to branch advantages and industry alignment with global opportunities. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |10834 Answers  |Ask -

Career Counsellor - Answered on Jul 25, 2025

Career
MH CET rank 2580, all India rank in Maharashtra list is 1630, with increasing seats in COEP do I have chance getting admitted in COEP or pict CSE or IT? CSE in Lower NIT/PICT/vit Vellore, which is best out of these 3, please suggest
Ans: Your MHT-ET state-level rank of 2 580 (All-India Maharashtra list 1 630) places you well above COEP’s Home-State general-open cut-off percentile of approximately 97.7 for Computer Engineering, especially now that the CSE intake has doubled from 150 to 300 seats in 2025. COEP’s Information Technology branch also increased its intake from 75 to 150 and closed near the same percentile band, making admission in IT similarly attainable. PICT Pune’s CSE cut-off for general-open candidates hovered around the 99.0–99.1 percentile in 2024, so securing CSE there would require a percentile closer to 99.5, which is slightly above your current MHT-CET performance; the IT branch at PICT closed near the 99.5–99.7 percentiles, making it less feasible. VIT Vellore admits via the VITEEE exam, where CSE closing ranks at its main campus typically fall under 7 500, so admission depends on your VITEEE performance rather than MHT-CET. Lower-tier NITs admit through JEE Main and are not accessible via MHT-CET counselling. Among these options, COEP CSE offers the highest probability given its doubled intake and cut-off compatibility, followed by COEP IT and then PICT CSE if you can edge your percentile upward through CAP preferences.

Recommendation
COEP’s Computer Engineering is the most secure choice with its increased 300-seat intake and a cut-off near 97.7 percentile, closely followed by COEP Information Technology now admitting up to 150 students under similar percentile thresholds; PICT CSE remains a strong alternative if you achieve a percentile above 99 through strategic CAP counselling.

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Nayagam P

Nayagam P P  |10834 Answers  |Ask -

Career Counsellor - Answered on Aug 18, 2025

Asked by Anonymous - Aug 17, 2025Hindi
Career
My son got IIIT Nagpur CS Also getting coep CS now. There's a confusion if we should go with iiit or to choose coep Can you please guide
Ans: COEP Pune’s Computer Science program is renowned for academic excellence, historic reputation, and strong industry ties, boasting a consistent placement rate of 87–95% over the last three years, with the branch frequently achieving the highest campus placement numbers in Maharashtra. Its advanced curriculum, state-of-the-art labs, active student clubs, and frequent corporate collaborations give students wide exposure and a robust learning experience, while alumni enjoy high employability both in India and abroad. In contrast, IIIT Nagpur, though a rapidly growing institution with modern infrastructure and impressive recent CSE placement rates between 88–96%, is a newer player, attracting top recruiters but still building its brand value and breadth of alumni network. Both campuses offer competent faculty, hands-on internships, and dynamic peer communities; however, COEP’s government legacy, network, and higher national ranking (NIRF top 100) give it a clear edge in career prospects and future flexibility.

Recommendation: COEP Pune CSE should be prioritized for its historic legacy, superior placements, robust industry connections, and broader global recognition, followed by IIIT Nagpur CSE for its innovative environment and rising placement outcomes. All the BEST for a Prosperous Future!

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Latest Questions
Naveenn

Naveenn Kummar  |228 Answers  |Ask -

Financial Planner, MF, Insurance Expert - Answered on Nov 10, 2025

Money
Hi, I'm 49 married with 2 kids aged 16 and 11. I work in mid mgmt in a Finance co. Wife is 45 works at a Bank. Combined annual salary is 80 lakhs. Live in a home which just got loan free. Have a rental income of 40k monthly that my wife gets. Mom also lives with us and she gets a rental income of 45k per month. I have invested in a small office space which will be ready by mid 2027 and has a construction linked plan, have to pay 40L more. I Have stocks of 45L and EPF of 60L PPF of 12 L. Have ancestral property in land at native place not much but say 25L. Mom has pledged 50% of her assets to my sister. Liability of office and company car is 6L. School fees and tution fees are paid from rental income and wife chips in. There's maintenance, club membership fees, insurance, repairs and maintenance, kids pocket money, groceries, internet, mobile, maids etc. which I pay. I'm thinking of quitting my job and starting something on my own. I am a guest lecturer at a college which is pro bono and also helping 2 Startups of friends over weekend with a tiny equity stake in one. Is it a right decision? Pressure at work is high, growth chances are minimum. Many colleagues asked to go. The environment isn't very encouraging. Pls advise if I'm ok financially with about 45 lakhs liability. Never got a chance to save as EMIs were 75% of income. I'm unable to get a direction.
Ans: You are 49, with a stable dual-income family, home loan cleared, and some investments in place. You feel stagnated in your job and want to start something of your own. It’s a natural and valid thought at this life stage — but the decision needs to be planned, not impulsive.

At present, your financial base is decent but not fully liquid. You still have about ?45 lakh in liabilities, upcoming education costs for your children, and limited cash reserves. Your wife’s job and rental income can sustain household expenses, but not much beyond that.

The wise move is to continue your job while you explore your business or investment idea part-time. Use the next 18–24 months to:

Clear pending loans, especially the office property.

Build a minimum ?20–25 lakh emergency corpus.

Fund your children’s education separately.

Test and refine your business idea alongside your job.

Before quitting, also discuss openly with your spouse whether she is comfortable with you stepping away from a steady income. Her emotional and financial comfort will determine how smooth your transition is.

In short:
Keep your job, continue your startup or investing interest part-time, strengthen your finances, and plan a structured exit once liabilities are cleared. Freedom feels best when it’s backed by security, not uncertainty.

Contingency buffer and health insurance details:
For detailed financial planning and portfolio reconstruction, please connect with a Qualified Personal Finance Professional (QPFP).

Disclaimer / Guidance:
The above analysis is generic in nature and based on limited data shared. For accurate projections — including inflation, tax implications, pension structure, and education cost escalation — it is strongly advised to consult a qualified QPFP/CFP or Mutual Fund Distributor (MFD). They can help prepare a comprehensive retirement and goal-based cash flow plan tailored to your unique situation.
Financial planning is not only about returns; it’s about ensuring peace of mind and aligning your money with life goals. A professional planner can help you design a safe, efficient, and realistic roadmap toward your ideal retirement.

Best regards,
Naveenn Kummar, BE, MBA, QPFP
Chief Financial Planner | AMFI Registered MFD
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

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