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Nayagam P

Nayagam P P  |12553 Answers  |Ask -

Career Counsellor - Answered on Aug 25, 2026

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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SADANAND Question by SADANAND on Aug 24, 2026
Career

Sir, kindly advice which option my son should select for his engineering degree amongst below 3 options. Preference wise what should be No 1, 2 & 3? 1.) IIIT Gwalior - Maths & Computing 4 Yrs BTech 2.) COEP Pune - CSE 4 Yrs BTech 3.) BITS Pilani campus - 5 Yrs Dual Degree with MSc Maths. We are confused in above seats which he got allotment. Regards!

Ans: Sadanand Sir, all three are good choices with their own strengths. However, the preference order could be (1) COEP – CSE, as it is a relatively lower-risk option with a strong legacy and Rs.17.31 LPA average CTC in 2024–25; (2) IIIT Gwalior – MnC, although if your son has a strong interest in Mathematics, Computing, AI or related areas, this could even be considered as the first choice; and (3) BITS Pilani – M.Sc. Mathematics, which offers an excellent reputation and academic ecosystem, but involves some uncertainty since a preferred CSE/circuit branch is not guaranteed and depends on first-year performance, besides requiring higher fees and an additional year. All The Best for Your Son's Prosperous Future!

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Nayagam P

Nayagam P P  |12553 Answers  |Ask -

Career Counsellor - Answered on Jul 13, 2025

Asked by Anonymous - Jul 13, 2025Hindi
Career
HelloSir; My son has the following options available at the moment. IIT Bombay Dual Engineering Btech Mtech Electrical, UIET Chandigarh CSE, NSUT Electronics and Communication Engineering, IIST ISRO Aerospace Engineering and RGIPT Petroleum Engineering. Could you please guide and rank them in order of preference. Regards
Ans: IIT Bombay’s five-year Dual Degree in Electrical Engineering (BTech+MTech) combines world-class accreditation, cutting-edge labs in power systems, signal processing and embedded hardware, PhD-level faculty mentorship and strong industry ties, achieving around 98% placement consistency across core and technology sectors over the past three years. UIET (Chandigarh) CSE, a NAAC A+-accredited programme, delivers specialized AI/ML and software-development curriculum through modern computing labs and corporate partnerships with Amazon, Google and Microsoft, yielding roughly 86.6% branch-wise placements and extensive pre-placement training. RGIPT’s BTech in Petroleum Engineering, as an Institution of National Importance, offers specialized labs for upstream and downstream processes, collaborations with ONGC and HPCL, and records a robust 85–90% placement rate in core energy firms and research organisations. NSUT’s ECE programme, NBA-accredited within a top-ranked government institute, provides advanced VLSI, communications and IoT facilities, with an average placement consistency near 75% and access to both central and campus-based recruitment drives. IIST (Thiruvananthapuram) Aerospace Engineering, under the Department of Space, features avionics-centric labs, direct ISRO research engagement and specialized faculty but sees moderate 76–78% (placements subject to annual recruitment policy and CGPA criteria & other eligibility criteria).

Recommendation Prioritise IIT Bombay Dual Degree Electrical Engineering for its unmatched brand prestige, near-universal placement consistency and premium research-industry ecosystem; next opt for UIET Chandigarh CSE for its strong 86.6% placement rate, specialized AI/ML labs and leading software recruiters; follow with RGIPT Petroleum Engineering for its national importance status, 85–90% core-sector placements and energy-industry linkages; choose NSUT ECE for its established government-institute credentials, robust communications infrastructure and solid placement pool; consider IIST Aerospace Engineering last for its unique ISRO collaborations and specialized avionics focus, acknowledging variable absorption pathways (placements subject to annual recruitment policy and CGPA criteria & other eligibility criteria). All the BEST for Admission & a Prosperous Future!

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Latest Questions
T S Khurana

T S Khurana   |571 Answers  |Ask -

Tax Expert - Answered on Sep 07, 2026

Money
a. An apartment in a four in one building was purchased by me on 18/02/1991 at a cost of Rs.2,60,000/- b. All the four owners of the building decided to go for redevelopment and Joint Development agreement was done with a builder on 12/02/2019. c. As per agreement total 6 flats will be constructed of which four for original owners and two for the builder. d. The vacant possession of the building was handed over to builder only during June 2019. e. Building demolition permission was obtained on 5/08/2019 f. New Building approval was given on 9/10/2020. ( The delay was due to Coastal Zone permission and new FSI rule approval ) g. Completion certificate was obtained on 8/3/2023. h. There was nil monetary transaction between owners and builder. i. The builder sold his flats for RS.1.04 crore and Rs.1.02 crores respectively 0n 30th June 2023.(ie.on getting completion certificate) j. Now I propose to sell my flat for 1.125 crore. BASIC DETAILS : I. I have Pension income, Interest from deposits and Dividend income from my Bank’s shares and am a regular IT payer. II. I have two house properties of which the above is one and another is a dilapidated house in a remote village with taxable value of Rs.35/- III. I was showing the house property income of Rs.35/- under ITR2 till assessment year 2020-21. IV. On demolition of the above flat in 2019, I was showing the village property only as self-occupied with NIL income under ITR1. V. This continued till assessment year 2025-26. ( It means for assessment years 2023-24,2024-25 and 2025-26 the reconstructed property was omitted to be shown in IT. The effect on taxation is Rs.11/- per year considering the village property’s taxable value) VI. This year I have shown both the properties as self-occupied in my IT return Advise sought: A. How to ascertain the value of property on the date of completion certificate? B. The property not being alienated, the capital gains should be “NIL” as on 2023. But in 2023-24 IT return it was not brought out. What is course correction for it now? C. What will be the Capital gain on sale of this property now - may be during September?
Ans: Relavent dates and figures are :
01. Purchase Price (1991) Rs.2.60 (L).
02. Expected Sale Price (2026) Rs.112.50 (L).
03. No Cost/Expenses were incurred during 12.02.2019 to 2026 (expected Sale date).
04. You will have to pay LTCG based on these figures.
05 (a). TAX PLANNING : You should get a Valuation Certificate from Architect, about the value of your Flat as on 01.04.2001. This can be treated as Cost of your property/flat in 2001. Indexation benefit may be taken from this date & this value.
05 (b). Since you occupied this Flat during the period from 2001 (date of valuation) till June-2019, you can claim Maintenance & Renovation Cost during this period, if any. This shall reduce your tax liability.
05 (c). Cost or Value an on date of completion certificate, is not relevant in this case. Cost of newly build flat shall be considered as explained in above points.
06. LTCG shall be taxed at rate of 12.50% without Indexation or @ 20% with Indexation.
07. Exemption can be claimed u/s 54 if you purchase another Residential unit, with in specified time. You can also purchase Capital Gain Bonds up to Rs.50.00 (L) to save Tax.
08. You are most Welcome to write for any further details or points, if required. Thanks.

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Nayagam P

Nayagam P P  |12553 Answers  |Ask -

Career Counsellor - Answered on Sep 07, 2026

Asked by Anonymous - Sep 06, 2026
Career
Hello sir Can you suggest me which college should I target Based on mht cet in ACAP/SPOT ROUND For tech branch at 85 percentile Ladies obc mh candidature
Ans: Based on your MHT-CET percentile, Maharashtra candidature, OBC category and female candidature, you can consider the following colleges for ACAP/Institute-Level or Spot Round opportunities, depending on the vacancies available: A) Dream – Apply, but don’t depend much on these: 1) PCCOE, Ravet – CSE/AI-DS; 2) AISSMS IOIT, Pune – IT/E&TC; 3) MMCOE, Karvenagar – AI-DS/E&TC; 4) MIT Academy of Engineering, Alandi – CSE/IT; 5) JSPM RSCOE, Tathawade – E&TC/other technology branches. At 85 percentile, these should be treated as aspirational options, with ACAP/spot vacancies determining the actual opportunity.

B) Target – Best ACAP/Spot opportunities: Dr. D. Y. Patil Institute of Technology, Pimpri-Akurdi – AI-DS/E&TC; 7) Dr. D. Y. Patil Technical Campus, Talegaon – CSE/AI-DS; 8) Dhole Patil College of Engineering, Pune – IT; 9) Zeal College of Engineering & Research, Pune – AI-DS/IT; 10) Sinhgad College of Engineering, Vadgaon – IT; 11) D. Y. Patil College of Engineering, Lohegaon – AI-DS/E&TC. This should be the primary focus because these options provide a more realistic balance between college quality, technology branches and the possibility of ACAP/spot vacancies.

C) Safe – Keep as strong backups
JSPM Narhe Technical Campus – CSE/IT/AI-DS; 13) RMD Sinhgad School of Engineering – IT/AI-DS; 14) Pillai College of Engineering, New Panvel – IT/Computer; 15) Terna Engineering College, Navi Mumbai – IT/Computer; 16) SIES Graduate School of Technology, Navi Mumbai – IT/Computer. These should be maintained as practical backup choices if preferred Pune options do not materialise.

Recommended preference order: 1) DYP Talegaon CSE, 2) Dhole Patil IT, 3) Zeal AI-DS, 4) Sinhgad IT, 5) DYP Akurdi AI-DS/E&TC, 6) AISSMS IOIT E&TC, 7) PCCOE-R AI-DS, 8) JSPM Narhe CSE/IT, 9) RMD Sinhgad IT, and 10) DYP Lohegaon AI-DS/E&TC. ACAP/Institute-Level vacancies are dynamic, so these are targets rather than guaranteed admissions; Maharashtra CET Cell requires institute-level admissions to follow the prescribed admission rules and merit process. All The Best for Your Prosperous Future!

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Archana

Archana Deshpande  |132 Answers  |Ask -

Image Coach, Soft Skills Trainer - Answered on Sep 06, 2026

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