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Nayagam P

Nayagam P P  |10874 Answers  |Ask -

Career Counsellor - Answered on Nov 16, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Nov 16, 2025Hindi
Career

Sir i am from ews category preparing for jee main 2026 about how much marks I needed to get cse in mid tier nit or iiit

Ans: For an EWS category student targeting Computer Science Engineering (CSE) in mid-tier NITs and IIITs through JEE Main 2026, the expected cutoff metrics based on the last two years' data (2024-2025) demonstrate realistic benchmarks for strategic preparation. The JEE Main 2025 qualifying cutoff for the EWS category established at 80.3830119 percentile (approximately 80 marks minimum) creates the foundational threshold, while actual NIT/IIIT admission cutoffs for EWS CSE range significantly higher. Mid-tier NIT CSE admissions for EWS candidates typically close between ranks 8,000-15,000, translating to approximately 155-170 marks out of 300, representing 85-90 percentile range. For mid-tier IIITs like IIIT Gwalior, IIIT Kalyani, IIIT Allahabad, and IIIT Lucknow, EWS CSE cutoffs historically close around ranks 3,500-5,600, requiring approximately 150-165 marks (corresponding to the 82-88 percentile). IIIT Kalyani Round 6 (2025) data shows EWS CSE closing at rank 5,640 (approximately 165 marks); IIIT Gwalior EWS CSE closing around rank 8,200 (approximately 155 marks). Specific institution trends: NIT Warangal EWS CSE closing rank approximately 13,847, requiring ~165 marks; NIT Jaipur closing around rank 11,000, requiring ~160 marks; NIT Surathkal EWS CSE approximately rank 8,000-9,000, requiring ~160-165 marks. The 2024-2025 data consistently demonstrates EWS candidates securing mid-tier NIT/IIIT CSE seats with scores spanning 150-170 marks (82-90 percentile), suggesting a realistic target for 2026 preparation aligns with achieving 155-170 marks minimum (85-90 percentile equivalent). Competition intensity remains moderate-to-high for CSE branch; achieving marks above 170 provides a comfortable margin for premium mid-tier seat acquisition, while 150-155 marks offer realistic prospects in lower mid-tier institutions, with the EWS reservation advantage substantially improving admission probability compared to general category candidates requiring 20-30 additional marks for identical institution admission.? Important Disclaimer: The admission probability assessments provided are estimates based on historical data and should be considered indicative only. Opening and closing ranks experience annual fluctuations due to multiple dynamic factors including exam difficulty variations, candidate participation rates, performance distributions, institutional seat matrix adjustments, policy modifications in reservation criteria, evolving student preferences across disciplines, shifting institutional rankings, historical cutoff influences, economic trends affecting branch demand, increase/decrease in students' intake, and multi-round counselling processes.

Strategic Recommendation: Include as many institute-branch combinations as possible in JoSAA Counselling Process, beginning with your preferred options first. Also, to optimize your admission prospects, we strongly encourage maintaining a diversified application portfolio by preparing/appearing for 4-5 additional engineering entrance examinations for private institutions alongside JEE/JoSAA. This comprehensive approach ensures multiple pathways to quality engineering education beyond the highly competitive IIT/NIT/IIIT/GFTI ecosystem. All the BEST for Your JEE 2026 & for Your Prosperous Future!

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Nayagam P

Nayagam P P  |10874 Answers  |Ask -

Career Counsellor - Answered on Jul 27, 2025

Asked by Anonymous - Jul 26, 2025Hindi
Career
Sir, In jee mains 2026 minimum marks needed for cse in decent nit for sc catogory
Ans: Securing admission to the Computer Science and Engineering (CSE) branch at a-10 NIT as an SC-category student generally requires aiming for roughly the following JEE Main percentile and corresponding marks in 2026. These targets are based on the closing ranks of Round 6 in JoSAA 2025, converted to percentiles and approximate marks out of 300.

Achieve at least a 75–78 percentile (≈115–130/300 marks) to comfortably qualify for higher-ranked NITs such as Trichy, Surathkal, Warangal, Rourkela, and Calicut, where SC closing ranks ranged from about 268 to 731. For NITs like Jaipur and Kurukshetra, target around the 70–75 percentile band (≈100–115/300 marks), reflecting SC closing ranks near 1,500–3,500. For slightly lower-ranked NITs such as Jalandhar, Bhopal (MANIT), and Durgapur, a 65–70 percentile (≈90–100/300 marks) should suffice, matching SC closing ranks of approximately 4,000–8,000 in 2025.

Beyond raw scores, focus on five institutional excellence factors: modern infrastructure with dedicated CSE labs; faculty actively engaged in research and industry collaborations; strong placement cells offering mock interviews and technical workshops; robust industry partnerships ensuring high recruiter diversity; and vibrant research culture promoting internships and student innovation.

Recommendation: Prioritise achieving at least 75 percentile in JEE Main 2026 to align with SC closing ranks at top NITs Trichy, Surathkal, Warangal, Rourkela, and Calicut, while also reinforcing programming skills, undertaking CSE-related projects, leveraging peer study groups, and consistently practising mock tests to cement both conceptual clarity and exam strategy for optimal admission prospects. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |10874 Answers  |Ask -

Career Counsellor - Answered on Jul 29, 2025

Career
Sir, In jee mains 2026 minimum marks needed for cse in decent nit for obc catogory
Ans: Sayali, For JEE Main 2026, securing admission to a decent NIT for the Computer Science and Engineering (CSE) branch as an OBC category candidate typically requires both a high percentile and a competitive All India Rank. Recent cut-off data across reliable educational portals indicates that the cut-off percentile for qualifying JEE Main as an OBC candidate is usually in the 79–80 range, but actual admissions to CSE at NITs—especially well-regarded ones—demand a much higher percentile, often above 93, and a corresponding rank within roughly the top 2,500–8,000 for OBC category students. For example, 2024 JoSAA Round 4 closing ranks for CSE in NIT Trichy and NIT Warangal were around 369 and 629, respectively, while more accessible NITs such as NIT Jalandhar, Raipur, and Hamirpur reported closing OBC ranks between 3,000 and 10,000. For moderately ranked NITs—considered “decent”—the OBC closing ranks for CSE generally fall in the range of 4,000 to 9,000. In percentile terms, a safe range to target is at least 96–97 percentile, equivalent to a normalized mark typically above 165–175 out of 300 in JEE Main, subject to exam difficulty and normalization each year. Minimum marks required fluctuate annually, but scoring above 150–160 marks is advisable to ensure a competitive OBC rank for CSE in most NITs; higher marks increase the range of NITs available. Additionally, factors such as home state quota, seat allocation trends, and seat matrix changes may influence branch allotment but do not substantially change the need for a strong JEE Main score.

In summary, OBC candidates aiming for CSE in a decent NIT through JEE Main 2026 should target a percentile of at least 96, strive for a rank below 7,000, and secure marks above 150 for maximum options and admission flexibility. All the BEST for Your JEE Preparation!

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Latest Questions
Naveenn

Naveenn Kummar  |241 Answers  |Ask -

Financial Planner, MF, Insurance Expert - Answered on Jan 15, 2026

Money
Hi, I am 55 years of age, an NRI working in Dubai and my company has a medical insurance policy that covers all medical expenses for me and my wife all over the world. In 5 years time, upon retirement, I will relocate back to India. Will I be able to take a medical insurance policy for myself and my wife at the age of 60 years ? If I take a medical insurance policy now, would it help in reducing the insurance premium ? Kindly advice.
Ans: Hi Girish

You are 55, working in Dubai, and currently covered under your company’s medical insurance worldwide. That cover is excellent, but please remember one important thing: it ends the day your employment ends. Health insurance planning has to look beyond employment.

Can you take a health insurance policy in India at age 60?
Yes, you can. Most insurers in India do allow entry at 60 years and even later.
However, at that age:

Premiums are significantly higher

Medical tests and scrutiny are much stricter

Any lifestyle condition or past medical history can lead to waiting periods, exclusions, or higher premiums

So while it is possible, it is not ideal to start fresh at 60.

Will taking a policy now help reduce premium later?
The bigger benefit is not just premium, but certainty and continuity.

If you take a policy now at 55:

You enter at a lower age slab

Mandatory waiting periods (usually 2–4 years) get completed well before retirement

By the time you are 60, the policy becomes mature and far more useful

Underwriting happens when you are younger and healthier

Premiums will still rise with age, but you avoid the sharp jump and uncertainty of entering as a new senior citizen.

But since you already have full medical cover, is this necessary?
Think of this Indian policy as a retirement safety net, not a replacement for your employer cover.

You do not need to actively use it now.
You just need it to run in the background, so that when you return to India, you are not forced to buy insurance at the worst possible time.

Many NRIs make the mistake of postponing this decision and then struggle at 60 when options become limited.

What kind of policy should you consider?
Keep it straightforward:

A family floater for you and your wife

Decent coverage, not the bare minimum

Focus on hospitalisation benefits

Buy it with the intention of continuing it for life

Avoid over engineering the policy. Simplicity works best in health insurance.

Final advice
Health insurance is one area where early action quietly pays off later.
You may never thank yourself at 60 for buying a policy at 55, but you will definitely regret not doing it if a medical issue arises.

Most obvious question how can I take the family floater insurance most insurance will issue when you are visiting India

Few insurance will issue incase your are not able to visit Indian the cost of medical test in your abroad hospital or clinic will cost you heavy on pockets

Naveenn Kummar
Chief Financial Planner | AMFI Registered MFD
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

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Komal

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Asked by Anonymous - Dec 03, 2025Hindi
Health
I recently entered menopause, and I’ve noticed my weight going up no matter what I eat or how careful I try to be. Earlier, if I skipped sweets for a week or reduced portions, I could see a small difference, but now it feels like nothing works. My metabolism seems to have completely slowed down, and I also experience sudden mood swings, bloating, and fatigue. It’s quite frustrating because I’m eating mostly home food — chapati, sabzi, dal, very little oil — and I even try to go for walks regularly. Still, my clothes have become tighter and I feel more irritable than before. Some friends say it’s just hormonal and can’t be helped, while others suggest cutting carbs or going on a high-protein diet. But I’m not sure what’s safe or sustainable at this stage. Is there a specific kind of diet that can help women during menopause manage their weight, energy levels, and mood swings without feeling constantly hungry or deprived?
Ans: During menopause, weight gain and fatigue are common due to hormonal changes and a slower metabolism, but the right diet can help. A balanced approach is beneficial, such as a Mediterranean-style diet or a modified high-protein plan that emphasizes whole grains, lean protein, healthy fats, and plenty of vegetables. This supports weight management, stabilizes mood, and boosts energy without leaving you hungry. Pairing this with strength training, good sleep, and stress management can help you manage weight, energy, and mood swings sustainably.

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