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Nayagam P

Nayagam P P  |12379 Answers  |Ask -

Career Counsellor - Answered on Sep 02, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Sep 02, 2025Hindi
Career

My daughter has got ec in bangalore institute of technology in 2nd round and can get eee in bmsce college in second extended round, sir can you please advise which one to choose

Ans: Prefer BIT for ECE due to higher placement rates and IT-industry exposure, while choosing BMSCE for EEE only IF your daughter is interested in core electrical careers with strong industry ties. All the BEST for a Prosperous Future!

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Ramalingam

Ramalingam Kalirajan  |11326 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jul 13, 2026

Asked by Anonymous - Jul 13, 2026
Money
Dear Sir, I have sold my car to CARS24 and its many months they have not done RC transfer inspite of following up with them multiple times. I understand that till RC transfer is not complete then it is liability of the registered owner, Can I keep buying third party insurance till vehicle is in my name to cover my liability, even when the car is not in my possession but RC is still in my name. Will insurance company honor any claims in this regard?
Ans: » Your Concern is Valid

Yes, as long as the RC remains in your name, continuing third-party insurance is advisable.
This helps protect you against potential third-party liability arising from the vehicle.

» Important Limitation

Insurance coverage does not remove your legal exposure as the registered owner.
The insurer will generally handle valid third-party claims as per policy terms.
However, claim settlement can depend on the specific facts of the case and policy conditions.

» Immediate Action

Continue pursuing RC transfer with the buyer.
Keep all sale documents, delivery acknowledgment, and correspondence safely.
Consider sending a formal written notice seeking immediate RC transfer.

» Final Insights

Continuing third-party insurance is better than allowing the policy to lapse while the RC remains in your name.
However, the permanent solution is to get the RC transferred at the earliest.

Best Regards,

K. Ramalingam, MBA, CFP,

AMFI-Registered MFD – ARN 4188

www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

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