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Patrick

Patrick Dsouza  |1525 Answers  |Ask -

CAT, XAT, CMAT, CET Expert - Answered on Sep 24, 2026

Patrick Dsouza is the founder of Patrick100.
Along with his wife, Rochelle, he trains students for competitive management entrance exams such as the Common Admission Test, the Xavier Aptitude Test, Common Management Admission Test and the Common Entrance Test.
They also train students for group discussions and interviews.
Patrick has scored in the 100 percentile six times in CAT. He achieved the first rank in XAT twice, in CET thrice and once in the Narsee Monjee Management Aptitude Test.
Apart from coaching students for MBA exams, Patrick and Rochelle have trained aspirants from the IIMs, the Jamnalal Bajaj Institute of Management Studies and the S P Jain Institute of Management Studies and Research for campus placements.
Patrick has been a panellist on the group discussion and panel interview rounds for some of the top management colleges in Mumbai.
He has graduated in mechanical engineering from the Motilal Nehru National Institute of Technology, Allahabad. He has completed his masters in management from the Jamnalal Bajaj Institute of Management Studies, Mumbai.... more
Asked by Anonymous - Sep 23, 2026
Career

age 22, B. Tech. CSE from IIIT, Cgpa 6.92 , valid GATE and CAT scores, but not sufficient for the major 5 IITs or IIMs. Wishes to repeat. Should he study M. Tech. or MBA? What are job prospects after 2years ? Or should he take up a job with his B. Tech. degree?

Ans: As of now take up job wiht B Tech degree an prepare for the exams along with job. Whether to do MBA or MTech mainly depends on interest. As far as career prospects are concerned, in India MBA from top college would have better opportunities as compared to MTech from top colleges.
Career

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Nayagam P

Nayagam P P  |12579 Answers  |Ask -

Career Counsellor - Answered on Jan 08, 2026

Asked by Anonymous - Nov 24, 2025Hindi
Career
Sir, This year (2025, 1st Semester), my Son has joined B. Tech in CSE (Computer Science and Engineering) in an Engineering College, located in a Rural Area in Andhra Pradesh State where campus placement opportunities are negligible. Can you please advise him how he should go about the coming 4 years in order to land in a good paying job in software industry or in order to go for doing M. Tech in top IITs? Thank you.
Ans: Your son is now positioned at a critical juncture where despite being in a rural college with limited campus placements, he can absolutely secure a position with a top software company or gain admission to a prestigious IIT M.Tech program through strategic, disciplined effort over the next four years. The first step is to recognize that talent and preparation matter infinitely more than campus brand name in today's industry, where companies like Google, Microsoft, Amazon, and others actively recruit from tier-2 and tier-3 colleges through off-campus hiring, online assessments, and referral networks. During year one (2025-2026), your son should focus on building a rock-solid foundation in Data Structures and Algorithms (DSA), which is non-negotiable for any software company interview; he must dedicate 2-3 hours daily to platforms like LeetCode (which has 80% interview pattern coverage) and HackerRank, starting with easy problems and progressively moving to medium and hard levels, while simultaneously completing his core computer science courses with strong grades. Parallel to this, he should learn at least one programming language deeply—Python is recommended because it's used across machine learning, backend development, and data science—and start building his GitHub profile by uploading every small project he creates, even if it's a simple calculator or to-do application, because recruiters will visit his GitHub to assess code quality and commitment to the craft. He must also optimize his LinkedIn profile immediately by creating a customized URL (firstname-lastname format), writing a compelling professional summary explaining his passion for software engineering, listing relevant technical skills prominently (Python, Java, C++, web technologies, etc.), enabling the "Open to Work" badge, and most importantly, beginning to follow tech companies, recruiters, and senior engineers to stay updated and build visibility. In year two (2026-2027), your son should pursue internship opportunities aggressively—startups and mid-tier companies are more willing to hire freshmen than FAANG companies—because internship experience is the golden ticket that transforms his resume from theoretical to practical; he should apply to summer internship programs on platforms like LinkedIn, AngelList, Cutshort, and company career pages, and importantly, leverage any senior connections from his college or online communities to get referrals, as referred candidates are 40% more likely to get interviews than those applying through general portals. During year two and three, he must actively participate in online coding competitions on CodeChef, Codeforces, and HackerRank to improve speed and competitive problem-solving skills—recruiters specifically value competitive programming backgrounds—and he should also build 3-5 portfolio projects that solve real problems (a full-stack web application, a machine learning project, an Android app, or an open-source contribution), document them thoroughly on GitHub with detailed README files, and host them if possible so recruiters can see his work in action. For IIT M.Tech preparation (which typically requires GATE exam preparation in year 3), your son should start studying algorithms proofs, linear algebra, discrete mathematics, and probability from year 2 itself; he should understand that competitive IIT CSE M.Tech programs (IIT Bombay, IIT Delhi, IIT Madras, IIT Kanpur) typically have GATE cutoffs of 700+ scores for general category candidates, requiring systematic study through quality resources like Made Easy or Gate Academy offline classes if available locally, and solving 16-24 years of previous year GATE questions with mock tests monthly. Simultaneously, he must build his technical depth by learning emerging technologies like cloud computing (AWS, Google Cloud), containerization (Docker, Kubernetes), system design concepts, and machine learning basics through Coursera (Andrew Ng's ML course is highly recommended), because these skills differentiate candidates significantly. Throughout all four years, consistent soft skill development is critical—he should participate in coding clubs or tech meetups (online if not available locally), present his projects, write technical blogs on Medium or LinkedIn to showcase his thinking, practice mock interviews using platforms like Pramp or Interviewing.io, and develop strong communication abilities because interviews are 50% technical and 50% communication. By year four (2028-2029), his final year preparation is crucial: his resume must be perfected through multiple reviews by seniors, professors, and mentors; he should apply for internships converting to full-time positions starting from July-August of that year; participate in every campus recruitment drive even if the company seems ordinary (to gain interview experience and confidence); maintain a spreadsheet tracking all applications, dates, company feedback, and results; and crucially, practice 2-3 coding problems daily right up to final placement. For IIT M.Tech specifically, if choosing this path over immediate placement, he must secure a GATE score of 700+ (feasible with dedicated 6-8 month preparation), which in the CSE category typically gets him into tier-1 IITs, and should focus on interview-level competitive coding during M.Tech first semester because placement preparation happens right away at IITs too. Finally, the mindset matters most: your son comes from a rural background which actually can be a strength if he leverages it as a story of determination and overcoming obstacles; rejection is absolutely normal (even excellent candidates face 100+ rejections), so persistence and continuous improvement matter infinitely more than initial success; and he should remember that companies hire problem-solvers and builders, not just degree holders, so his projects, internship experience, and proven coding ability will ultimately determine his success regardless of his college's brand name. All the BEST for Your Son's Prosperous Future!

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Latest Questions
Krishna

Krishna Kumar  |427 Answers  |Ask -

Workplace Expert - Answered on Oct 06, 2026

Asked by Anonymous - Oct 06, 2026
Career
What should an employee do if the person they are supposed to report harassment or discrimination to is actually the same person involved in the problem? For example, suppose a senior manager regularly makes inappropriate comments about an employee’s appearance or background, and the employee wants to complain, but the company’s usual process says that concerns should first be reported to that manager. In such a situation, the employee may feel stuck because going directly to the same person doesn’t feel safe or comfortable. What alternative channels should an employee look for, such as HR, a higher-level manager, an internal complaints committee or an ethics helpline? Also, how can someone raise the concern professionally while protecting themselves from possible retaliation or further workplace problems?
Ans: Dear

I am sorry to hear that you are going through a tough time. Nonetheless there is a way to handle this.

If you have ethics helpline use that, these are supposed to be anonymous and managed by third party who are independent company.

You can also approach the complaints committee but before escalating to the committee please talk to your managers manager along with the HR and take them in confidence.

Maintain your calm, structure your conversation on issues and backed with evidence (what was said when) and most important of all avoid personal attacks or name calling.

Hope this helps. All the best.

Warm Regards
KK

Ps: if you like the answer please follow me. Thanks.

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Ravi

Ravi Mittal  |747 Answers  |Ask -

Dating, Relationships Expert - Answered on Oct 06, 2026

Asked by Anonymous - Oct 01, 2026
Relationship
My wife's sister's husband has become very friendly with me over the last few years. We meet often at family functions and sometimes talk separately about our personal lives. In the beginning, I was comfortable sharing things with him because I thought we had a good understanding. But slowly, I feel he has started asking too many questions about my marriage and my relationship with my wife. He sometimes asks about our arguments, our private matters and how we handle things at home. At the same time, he also shares many personal details about his own marriage with me, including problems and things that I feel are too private. Sometimes I don’t know how to respond, because I don’t want to encourage him to discuss such personal matters, but I also don’t want him to feel that I am avoiding him or judging him. Because we are family, I am worried that if I suddenly create distance or tell him directly to stop asking personal questions, it could create awkwardness between both families. I also don’t want my wife to feel that I am hiding something from her or that there is some problem between us.
Ans: Dear Anonymous,
I understand your concerns. You don't have to directly confront him about sharing too many personal details or asking you questions, nor do you need to create distance. The sweet spot is to build a gentle boundary. For instance, when he asks you something personal, instead of avoiding the question, just answer vaguely, like, "yes, things are going good" or "Nothing major. You know, routine married life stuff." This way, he will soon lose interest. And when he shares personal information with you, you can simply listen without offering any advice or asking follow-up questions. The conversation will die down on its own. This way, he will neither feel like you are avoiding a conversation with him nor believe that you are encouraging him to get up close and personal with you.

Most importantly, do not hide this friendship from your wife. It's okay. Friends do share things with each other at times and sometimes one person might feel burdened with too many information after a while. These are natural courses of a friendship. The important thing is that you are being considerate of your marriage and want to create a boundary. You can do that without being misunderstood or losing a friend.

Hope this helps.

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Ramalingam

Ramalingam Kalirajan  |11481 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Oct 06, 2026

Money
Dear Sir/ Mam, My son is 28 years old. Should I buy a Term Insurance Policy for him? If so, suggest me name of Good policy and the suitable amount to be invested . rgds,
Ans: At age 28, taking term insurance can be considered, especially if your son has started earning and has financial responsibilities.

However, the policy should ideally be taken by your son himself. The need depends on his income, liabilities and dependants.

– If he has a home loan or other liabilities, adequate cover becomes more important.

– If parents, spouse or children depend on his income, insurance becomes even more relevant.

– If he is unmarried and has no financial dependants, the immediate need may be lower, but taking cover at a younger age can still be cost-effective.

» How much cover?

Do not decide the cover only based on his age.

Consider:

– Current annual income.

– Existing loans and liabilities.

– Financial support required by dependants.

– Future family responsibilities.

– Existing life insurance, if any.

A broad starting point can be around 10–15 times annual income, but the final cover should be based on his actual financial situation.

» Who should pay the premium?

Ideally, your son should own the policy and pay the premium.

This keeps the policy connected with his income and financial responsibilities.

You can certainly help him with the premium if required.

» Which policy?

I would not suggest a particular insurance company or policy without knowing his income, liabilities, health, smoking status and existing insurance.

Instead, compare established insurers on:

– Claim settlement record.

– Solvency and financial strength.

– Policy exclusions and conditions.

– Premium for the required tenure.

– Claim servicing quality.

Avoid buying an insurance policy merely because somebody promises investment returns or other benefits along with the insurance.

For a pure protection requirement, a simple term insurance policy is generally easier to understand.

» Final Insights

At 28, your son has a good opportunity to put proper protection in place before his financial responsibilities increase.

The important point is to decide the required cover first and then compare suitable policies.

Best Regards,

K. Ramalingam, MBA, CFP,
AMFI-Registered MFD – ARN 4188
www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

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Nayagam P

Nayagam P P  |12579 Answers  |Ask -

Career Counsellor - Answered on Oct 06, 2026

Asked by Anonymous - Sep 25, 2026
Career
Hi experts I am raising the query on behalf of my son:- My son is doing his Final BCom(F&A)with Christ Bangalore- Also completed CA-Inter and undergoing internship at Bangalore. My query is:- a.With B.Com-CA-Inter- what is the job scope in India? b.Any chance to get Overseas placements- If yes- which country is preferable and how to proceed for job search. c.Any further courses needs to be completed along with B.Com-CA-? Submitted for your kind perusal and advice please. Thanks Srikanth
Ans: With B.Com + CA-Inter, there are good opportunities in India in audit, taxation, financial reporting, FP&A, internal audit and finance/shared-services roles. For overseas opportunities, it is better to focus on completing CA first. UAE can be a good starting option, while Singapore offers opportunities with MNCs; the UK, Canada and Australia can also be explored based on qualification and work-visa requirements. The ideal strategy would be to complete CA, gain 2–3 years of relevant experience with a Big 4 firm or reputed company, and then explore overseas opportunities through ICAI, LinkedIn, company career pages and internal transfers within MNCs. After CA, he can consider ACCA for international accounting, CFA for investment/finance roles, US CPA for US-focused accounting/MNCs, or shorter courses in IFRS, Advanced Excel, Power BI and SAP, depending on his career goals. If CA Final gets delayed, he can take up a suitable private-sector role in audit, taxation or financial analysis while continuing CA. ACCA, CMA or CS can also be considered after checking exemptions. If he prefers government employment, exams such as SSC CGL/AAO and RBI Grade B can be explored. Maintaining an active LinkedIn profile and setting relevant job alerts will also help him understand current hiring trends, skill requirements and opportunities and make informed short- and long-term career decisions. All The Best for Your Son's Prosperous Future!

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Asked on - Oct 06, 2026 | Answered on Oct 06, 2026
Thank you very much sir for your valuable guidance.
Ans: Welcome Sir.

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