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Patrick

Patrick Dsouza  |1500 Answers  |Ask -

CAT, XAT, CMAT, CET Expert - Answered on Jan 04, 2026

Patrick Dsouza is the founder of Patrick100.
Along with his wife, Rochelle, he trains students for competitive management entrance exams such as the Common Admission Test, the Xavier Aptitude Test, Common Management Admission Test and the Common Entrance Test.
They also train students for group discussions and interviews.
Patrick has scored in the 100 percentile six times in CAT. He achieved the first rank in XAT twice, in CET thrice and once in the Narsee Monjee Management Aptitude Test.
Apart from coaching students for MBA exams, Patrick and Rochelle have trained aspirants from the IIMs, the Jamnalal Bajaj Institute of Management Studies and the S P Jain Institute of Management Studies and Research for campus placements.
Patrick has been a panellist on the group discussion and panel interview rounds for some of the top management colleges in Mumbai.
He has graduated in mechanical engineering from the Motilal Nehru National Institute of Technology, Allahabad. He has completed his masters in management from the Jamnalal Bajaj Institute of Management Studies, Mumbai.... more
Pinki Question by Pinki on Dec 30, 2025Hindi
Career

Hi Sir, I am 40 year old , I have done my MBA in HR .I dont have any experience want to start my carrier can you please suggest best carrier option for me. Thank you.

Ans: Do some short term courses in the area of your interest and then look for an entry level job in that field. Or can approach for HR roles at the entry level to gain some experience before you can look for better job
Career

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Aashish

Aashish Sood  |127 Answers  |Ask -

CAT, Management Expert - Answered on Feb 28, 2024

Asked by Anonymous - Dec 29, 2023Hindi
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I am a 39 yrs old person. I have done my MBA marketing and i am hotel management graduate. I have worked for around 9 yrs in Hospital sales and 3 yrs in hotel Sales and Marketing department. Lastly i was working with a leading hospital in Pune as a deputy manager Sales. I jad to take a break of one and half year in between because of my mother was a liver patient and needed a liver transplant. Now Liver Transplant is done and it is around 7 months, she is all doing fine and good. Now on a professional front i am left jobless because of the break i had to take. I want to start my carrier again. Can you suggest how exactly should i go about. Can u recommend any other carrier other than Hospital sales with my experience and qualification that i can go into. I have liking for sales and marketing. Request you ro suggest something which is related to marketing. I will also want to mention that i am still single in life. I really want you to help me and suggest a good carrier option and also guide in regards with life ahead.
Ans: See it's understandable that taking a break from your career was necessary during that time, and now that your mother is doing well, it's time to focus on your professional growth and development.

Given your experience and qualifications in both hotel management and marketing, along with your extensive background in sales and marketing roles in both hospitals and hotels, I would suggest
1. Many companies across various sectors require professionals with strong sales and marketing skills to promote their products or services. Your experience in B2B sales could be particularly valuable in industries such as pharmaceuticals, technology, consumer goods, or manufacturing.
2. Your experience in hotel sales and marketing could be beneficial in Event management as it requires strong networking, negotiation, and marketing skills.
3. Consider working as a sales or marketing consultant, either independently or with a consulting firm. Consultants provide advice and solutions to businesses to improve their sales and marketing strategies, optimize processes, and achieve their business objectives.
4. With your extensive experience in sales and marketing, you could consider transitioning into a role in education and training. You could become a sales or marketing trainer, teaching others about effective sales techniques, marketing strategies, and customer relationship management.

Additionally, you should also:
A. Update your resume and LinkedIn profile to highlight your skills, experiences, and achievements.
B. Consider taking online courses or certifications to enhance your skills or learn new ones relevant to your career goals.
C. Be open to temporary or part-time roles as you transition back into the workforce.

..Read more

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Ramalingam

Ramalingam Kalirajan  |11326 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jul 13, 2026

Asked by Anonymous - Jul 13, 2026
Money
Dear Sir, I have sold my car to CARS24 and its many months they have not done RC transfer inspite of following up with them multiple times. I understand that till RC transfer is not complete then it is liability of the registered owner, Can I keep buying third party insurance till vehicle is in my name to cover my liability, even when the car is not in my possession but RC is still in my name. Will insurance company honor any claims in this regard?
Ans: » Your Concern is Valid

Yes, as long as the RC remains in your name, continuing third-party insurance is advisable.
This helps protect you against potential third-party liability arising from the vehicle.

» Important Limitation

Insurance coverage does not remove your legal exposure as the registered owner.
The insurer will generally handle valid third-party claims as per policy terms.
However, claim settlement can depend on the specific facts of the case and policy conditions.

» Immediate Action

Continue pursuing RC transfer with the buyer.
Keep all sale documents, delivery acknowledgment, and correspondence safely.
Consider sending a formal written notice seeking immediate RC transfer.

» Final Insights

Continuing third-party insurance is better than allowing the policy to lapse while the RC remains in your name.
However, the permanent solution is to get the RC transferred at the earliest.

Best Regards,

K. Ramalingam, MBA, CFP,

AMFI-Registered MFD – ARN 4188

www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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